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405 Melbourne Blvd, Elkton, MD 21921 Property Records

Cecil County property record for 405 Melbourne Blvd, Elkton, MD 21921

Property Summary

Property TypeSingle Family Home
Details2 ba · 976 sqft · built 1999
Lot Size0.219 acres (9,539 sqft)
OwnerIndividual Name on Record
Last Sale$210,000 (Aug 2018)
Tax Bill$4,184 (2026)
Deeds & MortgagesAug 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN03-091732

Property Details

APN / Parcel Number

Primary APN03-091732
Alternative APNs
  • 3091732
  • 091732

Interior

Full Baths2 Baths
Stories1 Story
Building Area976 sqft Total Area
Basement Area861 sqft
Finished Basement861 sqft

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleSplit Foyer
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area9,539 sqft (0.219 acres)
Deck Area80 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number091732
Street Address405 MELBOURNE BLVD
CityELKTON
StateMD
Zip21921-6156
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLOT 103 - .219 ACRE 405 MELBOURNE BOULEVARD COLONIAL RIDGE
Legal SubdivisionCOLONIAL RIDGE
Legal Lot Number103
JurisdictionCECIL MD
Township / Civil Division3, ELKTON
Census Block Group2
Census Block2001
Census Tract30508

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin New Castle and Frenchtown Railroad Right-of-Way
listed 1976 · 2 contributing resources · NRIS 76002290

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Cecil County records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address405 MELBOURNE BLVD, ELKTON, MD 21921-6156
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 3, 2018 · Amount on Record
Deed SaleAug 3, 2018 · Amount on Record
Prior SaleFeb 14, 2012 · Amount on Record
Deed Book / Page4279 / 230
Record UpdatedOct 29, 2026

August 2018: Deed, Transfer

Document TypeDeed
JurisdictionCECIL MD
Recording DateAug 3, 2018
Property Address405 MELBOURNE BLVD, ELKTON, MD 21921-6156
Document Number0042790230
Book / Page4279 / 230
Map ReferenceCAB65 FO98
Instrument DateJul 27, 2018
Transaction TypeTransfer
Record UpdatedMay 2, 2022
Title CompanyKIRSH TITLE SERVICES INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address405 MELBOURNE BLVD, ELKTON, MD 21921-6156

Mortgage

Document Number0004279235
DateAug 3, 2018
Instrument4279/235
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2048

Tax Assessment & Valuation

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCecil County
MunicipalityElkton Town
Unified School DistrictCecil County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,184.00 (+7.34%)$243,267 (+18.36%)$261,200 (+25.94%) Land $81,200 Building $180,000
2025$3,898.00 (+35.54%)
2023$2,876.00$205,533$207,400 Land $61,200 Building $146,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims4 (2021–2024)
Most Recent ClaimJan 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF ELKTON
serves 15,625 people · EPA ID MD0070011
Water SourceSurface water
Last State InspectionSep 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Dec 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
IQ Fiber
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: T-Mobile.

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