402 Melbourne Blvd, Elkton, MD 21921 Property Records

Cecil County property record for 402 Melbourne Blvd, Elkton, MD 21921

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,336 sqft · built 2005
Lot Size0.222 acres (9,670 sqft)
Owner2 Individual Names on Record
Tax Bill$3,625 (2025)
Deeds & MortgagesJan 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN03-091864

Property Details

APN / Parcel Number

Primary APN03-091864
Alternative APNs
  • 3091864
  • 091864

Interior

Full Baths2 Baths
Building Area1,336 sqft Total Area

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleSplit Level
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area9,670 sqft (0.222 acres)
Garage TypeBasement
Garage Area400 sqft
Parking Spaces2 Parking Spaces
Deck Area64 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number091864
Street Address402 MELBOURNE BLVD
CityELKTON
StateMD
Zip21921-6156
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLOT 1 - .222 ACRE 402 MELBOURNE BOULEVARD COLONIAL RIDGE
Legal SubdivisionCOLONIAL RIDGE
Legal Lot Number1
JurisdictionCECIL MD
Township / Civil Division3, ELKTON
Census Block Group1
Census Block1004
Census Tract30508

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin New Castle and Frenchtown Railroad Right-of-Way
listed 1976 · 2 contributing resources · NRIS 76002290

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Cecil County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address402 MELBOURNE BLVD, ELKTON, MD 21921-6156
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 20, 2005
Deed SaleJun 20, 2005
Prior SaleJun 20, 2005 · Amount on Record
Deed Book / Page1917 / 725
Record UpdatedSep 20, 2026

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCECIL MD
Property Address402 MELBOURNE BLVD, ELKTON, MD 21921-6156
Document Number0040690063
Instrument DateJan 19, 2017
Transaction TypeMortgage
Record UpdatedAug 23, 2018
Title CompanySIMPLY TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address402 MELBOURNE BLVD ELKTON MD 219216156, ELKTON, MD 21921-6156

Mortgage

Document Number0040690063
DateMay 22, 2017
Book Page004069/000063
Lender
NamePEOPLESBANK/CORDORUS VLY
TypeBank
AddressYORK, PA 17405-2887
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term240 Months
DueMay 21, 2037

Tax Assessment & Valuation

Source: Cecil County assessment roll, as of August 12, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyCecil County
MunicipalityElkton Town
Unified School DistrictCecil County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$226,333 (+17.39%)$243,100 (+26.09%) Land $81,300 Building $161,800
2025$3,625.00 (+36.59%)
2023$2,654.00$192,800 Land $61,300 Building $131,500$192,800 Land $61,300 Building $131,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF ELKTON
serves 15,625 people · EPA ID MD0070011
Water SourceSurface water
Last State InspectionSep 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Dec 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
IQ Fiber
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile.

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