409 Melbourne Blvd, Elkton, MD 21921 Property Records

Cecil County property record for 409 Melbourne Blvd, Elkton, MD 21921

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,362 sqft · built 1995
Lot Size	0.208 acres (9,056 sqft)
Owner	Individual Name on Record
Last Sale	$244,000 (Sep 2018)
Tax Bill	$4,861 (2026)
Deeds & Mortgages	Aug 2021 Mortgage Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-091716`

Property Details

APN / Parcel Number

Primary APN	`03-091716`
Alternative APNs	`3091716` `091716`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,362 sqft Total Area
Basement Area	936 sqft
Finished Basement	936 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	9,056 sqft (0.208 acres)
Garage Type	Basement
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	28 sqft
Deck Area	252 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	091716
Street Address	409 MELBOURNE BLVD
City	ELKTON
State	MD
Zip	21921-6156
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 105 - .207 ACRE 409 MELBOURNE BOULEVARD COLONIAL RIDGE
Legal Subdivision	COLONIAL RIDGE
Legal Lot Number	105
Jurisdiction	CECIL MD
Township / Civil Division	3, ELKTON
Census Block Group	2
Census Block	2001
Census Tract	30508

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within New Castle and Frenchtown Railroad Right-of-Way listed 1976 · 2 contributing resources · NRIS 76002290

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Cecil County records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	409 MELBOURNE BLVD, ELKTON, MD 21921-6156
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage PIKE CREEK MORTGAGE SERVICES INC
Sep 21, 2018	Deed, Transfer · Conventional Mortgage PIKE CREEK MORTGAGE SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 21, 2018 · Amount on Record
Deed Sale	Sep 21, 2018 · Amount on Record
Prior Sale	Jul 31, 2012 · Amount on Record
Deed Book / Page	4301 / 257
Prior Transfer Date	May 15, 2015
Prior Transfer Doc	0037290302
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	409 MELBOURNE BLVD, ELKTON, MD 21921-6156
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 MELBOURNE BLVD, ELKTON, MD 21921-6156

Mortgage

Document Number	0049580410
Date	Aug 17, 2021
Book Page	4958/410

Lender

Name	PIKE CREEK MORTGAGE SERVICES INC
Type	Mortgage Company
Address	NEWARK, DE 19711

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

September 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	CECIL MD
Recording Date	Sep 21, 2018
Property Address	409 MELBOURNE BLVD, ELKTON, MD 21921-6156
Document Number	0043010257
Book / Page	4301 / 257
Map Reference	MB PC65 FO98
Instrument Date	Sep 11, 2018
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	KRISH TITLE SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 MELBOURNE BLVD, ELKTON, MD 21921-6156

Mortgage

Document Number	0004301262
Date	Sep 21, 2018
Instrument	4301/262

Lender

Name	PIKE CREEK MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Municipality	Elkton Town
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,861.00 (+7.19%)	$282,633 (+7.81%)	$303,100 (-) Land $81,000 Building $222,100
2025	$4,535.00 (+30.8%)	$262,167 (+9.46%)	$303,100 (+25.4%) Land $81,000 Building $222,100
2023	$3,467.00	$239,500	$241,700 Land $61,000 Building $180,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (2021–2024)
Most Recent Claim	Jan 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF ELKTON serves 15,625 people · EPA ID MD0070011
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Dec 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
IQ Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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