401 Melbourne Blvd, Elkton, MD 21921 Property Records

Cecil County property record for 401 Melbourne Blvd, Elkton, MD 21921

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,200 sqft · built 1998
Lot Size	0.244 acres (10,628 sqft)
Owner	Individual Name on Record
Tax Bill	$4,444 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Jan 2020 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`03-091759`

Property Details

APN / Parcel Number

Primary APN	`03-091759`
Alternative APNs	`3091759` `091759`

Interior

Full Baths	2 Baths
Building Area	1,200 sqft Total Area
Basement Area	800 sqft
Finished Basement	800 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	10,628 sqft (0.244 acres)
Garage Type	Attached
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces
Deck Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	091759
Street Address	401 MELBOURNE BLVD
City	ELKTON
State	MD
Zip	21921-6156
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 101 - .244 ACRE 401 MELBOURNE BOULEVARD COLONIAL RIDGE
Legal Subdivision	FINAL PLAT COLONIAL RIDGE
Legal Lot Number	101
Jurisdiction	CECIL MD
Township / Civil Division	3, ELKTON
Census Block Group	2
Census Block	2001
Census Tract	30508

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within New Castle and Frenchtown Railroad Right-of-Way listed 1976 · 2 contributing resources · NRIS 76002290

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Cecil County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	401 MELBOURNE BLVD, ELKTON, MD 21921-6156
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2021	Intrafamily Transfer, Transfer · FHA Mortgage AMRES CORPORATION
Jan 2, 2020	Loan Modification, Mortgage · Conventional Mortgage LAKEVIEW LN SERVICING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 28, 2021
Deed Sale	Oct 28, 2021
Prior Sale	Dec 5, 2016 · Amount on Record
Deed Book / Page	5019 / 81
Prior Transfer Date	Mar 22, 2021
Prior Transfer Doc	0050190081
Record Updated	Oct 29, 2026

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CECIL MD
Recording Date	Oct 28, 2021
Property Address	401 MELBOURNE BLVD, ELKTON, MD 21921-6156
Document Number	0050190081
Book / Page	5019 / 81
Map Reference	MB 65 PG 98
Instrument Date	Mar 22, 2021
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	SENTEX SETTLEMENT SERVICES INC, SENTEX SETTLEMENT SVCS INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Investor	Possibly a Property Investor

Mortgage

Document Number	0000501985
Date	Oct 28, 2021
Instrument	5019/85

Lender

Name	AMRES CORPORATION
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	354 Months
Due	Apr 1, 2051

January 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CECIL MD
Property Address	401 MELBOURNE BLVD, ELKTON, MD 21921-6156
Document Number	0045350396
Instrument Date	Jan 2, 2020
Transaction Type	Mortgage
Record Updated	Feb 5, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	401 MELBOURNE BLVD ELKTON MD 219216156, ELKTON, MD 21921-6156

Mortgage

Document Number	0045350396
Date	Jan 16, 2020
Book Page	004535/000396

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	JACKSONVILLE, FL 32202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 15, 2050

Interest

Rate	3.87%

Tax Assessment & Valuation

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Municipality	Elkton Town
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$277,067 (+7.84%)	$297,200 (-) Land $81,800 Building $215,400
2025	$4,444.00 (+31.4%)	$256,933 (+9.52%)	$297,200 (+25.51%) Land $81,800 Building $215,400
2023	$3,382.00	$234,600	$236,800 Land $61,800 Building $175,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (2021–2024)
Most Recent Claim	Jan 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF ELKTON serves 15,625 people · EPA ID MD0070011
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Dec 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
IQ Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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