Macon County property record for 405 Hurst Cir, Franklin, NC 28734
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 2 ba · 1,260 sqft · built 1986 |
| Lot Size | 0.03 acres (1,307 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $240,000 (Jun 2025) |
| Tax Bill | $627 (2026) |
| Deeds & Mortgages | Jan 2018 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 6585847088 |
| Primary APN | 6585847088 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,260 sqft Heated Area |
| 1st Floor Area | 1,260 sqft |
| Basement Area | 1,260 sqft |
| Unfinished Basement | 1,260 sqft |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 1,307 sqft (0.03 acres) |
| Terrain | Rolling |
| Porch | Slab |
| Deck Area | 84 sqft |
| Patio Area | 210 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 150041 |
|---|---|
| Street Address | 405 HURST CIR |
| City | FRANKLIN |
| State | NC |
| Zip | 28734-2590 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | FR1 |
| Legal Description | UNIT 32 HURST CIRCLE TOWNHOUSES |
| Legal Subdivision | HURST CIRCLE |
| Legal Unit | 32 |
| Jurisdiction | MACON NC |
| Township / Civil Division | FRANKLIN |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 970304 |
Source: Macon County records, as of October 6, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 284, OTTO, NC 28763-0284 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 5, 2025 · Amount on Record |
| Deed Sale | Jun 5, 2025 · Amount on Record |
| Deed Document Number | 20253225 |
| Deed Book / Page | T43 / 832 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACON NC |
| Property Address | 405 HURST CIR, FRANKLIN, NC 28734-2590 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | K38/0330 |
|---|---|
| Date | Jan 29, 2018 |
| Book Page | K-38/0330 |
| Instrument | 2018000623 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Loan Modification |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2048 |
Source: Macon County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Macon County |
| Municipality | Franklin Town |
| Unified School District | Macon County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $627.00 | $149,170 (-) Land $10,000 Building $139,170 | $149,170 (-) Land $10,000 Building $139,170 |
| 2025 | $627.00 | ||
| 2023 | $149,170 Land $10,000 Building $139,170 | $149,170 Land $10,000 Building $139,170 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 8, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 46% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF FRANKLIN serves 9,992 people · EPA ID NC0157010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead public education Dec 2024 Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: Hotwire Communications.
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