409 Hurst Cir, Franklin, NC 28734 Property Records

Macon County property record for 409 Hurst Cir, Franklin, NC 28734

Property Summary

Property Type	Townhouse
Details	3 bd · 2 ba · 1,260 sqft · built 1986
Lot Size	0.03 acres (1,307 sqft)
Owner	Individual Name on File
Last Sale	$116,000 (Nov 2019)
Tax Bill	$627 (2026)
Deeds & Mortgages	Aug 2026 Mortgage Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`6585847183`

Property Details

APN / Parcel Number

Primary APN	`6585847183`
Alternative APNs	`0115109` `15043`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,260 sqft Heated Area
1st Floor Area	1,260 sqft
Basement Area	1,260 sqft
Unfinished Basement	1,260 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1996
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Lot Area	1,307 sqft (0.03 acres)
Terrain	Rolling
Porch	Slab
Deck Area	84 sqft
Patio Area	210 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	15043
Street Address	409 HURST CIR
City	FRANKLIN
State	NC
Zip	28734-2590
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	FR1
Legal Description	UNIT 36 HURST CIRCLE TOWNHOUSES
Legal Subdivision	HURST CIRCLE
Legal Unit	36
Jurisdiction	MACON NC
Township / Civil Division	FRANKLIN
Census Block Group	3
Census Block	3003
Census Tract	970304

Owner

409 Hurst Cir, a townhouse, is owned by an individual who bought it in November 2019.

Source: Macon County records, as of October 6, 2026

Owner of Record	Individual Name on File
Mailing Address	451 HURST CIR, FRANKLIN, NC 28734-2590
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2026	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CREDIT UNION
Nov 14, 2019	Warranty Deed, Transfer · Conventional Mortgage HOMESTAR FINANCIAL CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 14, 2019 · Amount on File
Deed Sale	Nov 14, 2019 · Amount on File
Deed Document Number	20197892
Deed Book / Page	39 / 888
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Aug 24, 2026
Property Address	409 HURST CIR, FRANKLIN, NC 28734-2590
Document Number	0000005408
Book / Page	44 / 1377
Instrument Date	Aug 24, 2026
Instrument	20265408
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	451 HURST CIR, FRANKLIN, NC 28734-2590
Investor	Possibly a Property Investor

Mortgage

Document Number	0000005409,
Date	Aug 24, 2026
Instrument	20265409

Lender

Name	STATE EMPLOYEES CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Nov 14, 2019
Property Address	409 HURST CIR, FRANKLIN, NC 28734-2590
Document Number	O39/0888
Book / Page	O-39 / 0888
Map Reference	CAB 1 SL 373 PG 6
Instrument Date	Oct 28, 2019
Instrument	2019007892
Transaction Type	Transfer
Record Updated	Oct 4, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$232.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 HURST CIR, FRANKLIN, NC 28734-2590

Mortgage

Document Number	2019007893
Date	Nov 14, 2019
Instrument	2019007893

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 409 Hurst Cir was $627.

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Municipality	Franklin Town
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$627.00	$149,170 (-) Land $10,000 Building $139,170	$149,170 (-) Land $10,000 Building $139,170
2025	$627.00	$149,170 Land $10,000 Building $139,170	$149,170 Land $10,000 Building $139,170
2023	$588.00	$149,170 Land $10,000 Building $139,170	$149,170 Land $10,000 Building $139,170

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 409 Hurst Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 8, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 409 Hurst Cir is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF FRANKLIN serves 9,992 people · EPA ID NC0157010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead public education Dec 2024 Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Hotwire Communications.

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