407 Hurst Cir, Franklin, NC 28734 Property Records

Macon County property record for 407 Hurst Cir, Franklin, NC 28734

Property Summary

Property Type	Townhouse
Details	3 bd · 2 ba · 1,260 sqft · built 1986
Lot Size	0.03 acres (1,307 sqft)
Owner	Individual Name on File
Last Sale	$127,500 (May 2018)
Tax Bill	$692 (2026)
Deeds & Mortgages	Sep 2021 Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`6585847180`

Property Details

APN / Parcel Number

Primary APN	`6585847180`
Alternative APNs	`0115110` `142458`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,260 sqft Heated Area
1st Floor Area	1,260 sqft
Basement Area	1,260 sqft
Unfinished Basement	1,260 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1996
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Lot Area	1,307 sqft (0.03 acres)
Terrain	Rolling
Porch	Slab
Deck Area	84 sqft
Patio Area	210 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	142458
Street Address	407 HURST CIR
City	FRANKLIN
State	NC
Zip	28734-2590
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	FR1
Legal Description	UNIT 34 HURST CIRCLE TOWNHOUSES
Legal Subdivision	HURST CIRCLE
Legal Unit	34
Jurisdiction	MACON NC
Township / Civil Division	FRANKLIN
Census Block Group	3
Census Block	3003
Census Tract	970304

Owner

407 Hurst Cir, a townhouse, is owned and occupied by an individual who bought it in May 2018.

Source: Macon County records, as of October 6, 2026

Owner of Record	Individual Name on File
Mailing Address	407 HURST CIR, FRANKLIN, NC 28734-2590
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
May 31, 2018	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 31, 2018 · Amount on File
Deed Sale	May 31, 2018 · Amount on File
Deed Document Number	20183645
Deed Book / Page	38 / 1797
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	407 HURST CIR, FRANKLIN, NC 28734-2590
Transaction Type	Mortgage
Record Updated	Oct 12, 2021
Title Company	AMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	H41/16
Date	Sep 29, 2021
Book Page	H-41/16
Instrument	2021009214

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	407 HURST CIR, FRANKLIN, NC 28734-2590
Transaction Type	Mortgage
Record Updated	Jun 26, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	Y39/2323
Date	Jun 12, 2020
Book Page	Y-39/2323
Instrument	2020003784

Lender

Name	QUICKEN LOANS INC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	May 31, 2018
Property Address	407 HURST CIR, FRANKLIN, NC 28734-2590
Document Number	P38/1797
Book / Page	P-38 / 1797
Map Reference	CAB1 SL373
Instrument Date	May 3, 2018
Instrument	2018003645
Transaction Type	Transfer
Record Updated	Oct 4, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$255.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 HURST CIR, FRANKLIN, NC 28734-2590

Mortgage

Document Number	2018003646
Date	May 31, 2018
Instrument	2018003646

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 407 Hurst Cir was $692.

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Municipality	Franklin Town
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$692.00	$168,360 Land $10,000 Building $158,360	$168,360 Land $10,000 Building $158,360
2025	$692.00
2023	$650.00	$168,260 Land $10,000 Building $158,260	$168,260 Land $10,000 Building $158,260

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 407 Hurst Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 8, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 407 Hurst Cir is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF FRANKLIN serves 9,992 people · EPA ID NC0157010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead public education Dec 2024 Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Hotwire Communications.

Nearby Properties on Hurst Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures