338 Hurst Cir, Franklin, NC 28734 Property Records

Macon County property record for 338 Hurst Cir, Franklin, NC 28734

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,352 sqft · built 1956
Lot Size	0.45 acres (19,602 sqft)
Owner	Individual Name on File
Last Sale	$128,000 (May 2019)
Tax Bill	$778 (2026)
Deeds & Mortgages	Oct 2026 Line of Credit Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`6585940406`

Property Details

APN / Parcel Number

Primary APN	`6585940406`
Alternative APNs	`0101482` `144528`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,352 sqft Heated Area
1st Floor Area	1,352 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1996
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Crossed Walls
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	19,602 sqft (0.45 acres)
Terrain	Rolling
Garage Type	Mixed
Garage Area	312 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	48 sqft
Patio Area	224 sqft
Utility Building	1 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	144528
Street Address	338 HURST CIR
City	FRANKLIN
State	NC
Zip	28734-2589
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FR1
Legal Description	LOT 9 HURST SUB
Legal Subdivision	HURST SUB
Legal Lot Number	9
Jurisdiction	MACON NC
Township / Civil Division	FRANKLIN
Census Block Group	3
Census Block	3005
Census Tract	970304

Owner

338 Hurst Cir is owned and occupied by an individual who acquired it in September 2021.

Source: Macon County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	338 HURST CIR, FRANKLIN, NC 28734-2589
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2026	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CREDIT UNION
Jun 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
May 13, 2019	Warranty Deed, Transfer · ARM STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 13, 2019 · Amount on File
Deed Sale	May 13, 2019 · Amount on File
Deed Document Number	20192889
Deed Book / Page	39 / 1781
Last Transfer Date	Sep 10, 2021
Transfer Doc	0000002520
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Recording Date	Oct 7, 2026
Property Address	338 HURST CIR, FRANKLIN, NC 28734-2589
Document Number	0000006479
Book / Page	44 / 2219
Instrument Date	Oct 1, 2026
Instrument	20266479
Transaction Type	Mortgage
Record Updated	Oct 20, 2026
Title Company	LENDER RECORDING SERVICES

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006479,
Date	Oct 7, 2026
Book Page	44/2219
Instrument	20266479

Lender

Name	STATE EMPLOYEES CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Max Rate	-1%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	338 HURST CIR, FRANKLIN, NC 28734-2589
Transaction Type	Mortgage
Record Updated	Aug 23, 2022
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00Y40/1268
Date	Jun 1, 2021
Book Page	Y-40/1268
Instrument	2021005242

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jul 1, 2041

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	May 13, 2019
Property Address	338 HURST CIR, FRANKLIN, NC 28734-2589
Document Number	00E39/1781
Book / Page	E-39 / 1781
Map Reference	CAB 1 SL 31 PG 2
Instrument Date	May 13, 2019
Instrument	2019002889
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$256.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2509 BRYSON CITY RD, 2509, FRANKLIN, NC 28734-4305

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	338 HURST CIR, FRANKLIN, NC 28734-2589

Mortgage

Document Number	2019002890
Date	May 13, 2019
Instrument	2019002890

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Change Frequency	5 Years
Min Rate At Change	3.25%
Index	5-Year CMT
Max Rate	6%

Tax Assessment & Valuation

The 2026 property tax bill for 338 Hurst Cir was $778.

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Municipality	Franklin Town
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$778.00	$193,760 (+0.78%) Land $21,870 Building $171,890	$193,760 (+0.78%) Land $21,870 Building $171,890
2025	$778.00	$192,260 Land $21,870 Building $170,390	$192,260 Land $21,870 Building $170,390
2023	$732.00	$192,260 Land $21,870 Building $170,390	$192,260 Land $21,870 Building $170,390

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 338 Hurst Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 8, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 338 Hurst Cir is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF FRANKLIN serves 9,992 people · EPA ID NC0157010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead public education Dec 2024 Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Hotwire Communications.

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