Lorain County property record for 405 Gulf Rd, Elyria, OH 44035 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1968 |
| Square Footage | 714 sqft Living Area |
| Lot Size | 4,356 sqft (0.1 acres) |
| Garage | Detached, 576 sqft |
| Last Sale | $55,000 (2023) |
| Tax Bill | $2,014.00 (2025) |
| Primary APN | 06-25-038-103-015 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 714 sqft Living Area |
| 1st Floor | 503 sqft 1st Floor |
| 2nd Floor | 211 sqft 2nd Floor |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1968 |
| Architectural Style | Cape Cod Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Foundation Type | Raised Foundation |
| Lot Area | 4,356 sqft (0.1 acres) |
| Depth X Width | 100 ft x 45 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 576 sqft Garage |
| Deck Area | 128 sqft Deck |
|---|---|
| Patio Area | 128 sqft Patio |
| Porch | Open Porch |
| Porch Area | 160 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 405 GULF RD |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-3642 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | E ELYRIA 45 X 100 |
| Legal Subdivision | DILLWORTHS EAST ELYRIA ALLOTMENT |
| Legal Tract | 25 |
| Legal Block | 103 |
| Legal Lot Number | 8 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | ELYRIA |
| Census Blockgroup | 2 |
| Census Block | 2008 |
| Census Tract | 70600 |
Source: Lorain County records · APN 06-25-038-103-015
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 4429 CANTERBURY RD, NORTH OLMSTED, OH 44070-2715 |
| Owner Type | Owner is a Company |
| Date | Document |
|---|---|
| Feb 01, 2024 | Deed of Trust, Mortgage · Conventional Mortgage HOMEXPRESS MORTGAGE CORP |
| Oct 17, 2023 | Fiduciary Deed, Transfer |
| Dec 22, 2022 | Intrafamily Transfer, Transfer |
| Aug 24, 2021 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 17, 2023 · Amount on Record |
| Deed Sale | Oct 17, 2023 · Amount on Record |
| Prior Sale | Dec 22, 2022 |
| Deed Doc Number | 2023005642 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 405 GULF RD, ELYRIA, OH 44035-3642 |
| Transaction Type | Mortgage |
| Record Updated | Feb 09, 2024 |
| Title Company | INFINITE TITLE, INFINITY TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000002741 |
|---|---|
| Date | Feb 01, 2024 |
| Instrument | 2024-0002741 |
| Name | HOMEXPRESS MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | SANTA ANA, CA 92705 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2054 |
| Document Type | Fiduciary Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Oct 17, 2023 |
| Property Address | 405 GULF RD, ELYRIA, OH 44035-3642 |
| Document Number | 0000932932 |
| Map Reference | VOL 6 PG 32 |
| Instrument Date | Oct 12, 2023 |
| Instrument | 2023-0932932 |
| Transaction Type | Transfer |
| Record Updated | Oct 26, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4429 CANBTTEBURY RD, NORTH OLMSTED, OH 44070 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Dec 22, 2022 |
| Property Address | 405 GULF RD, ELYRIA, OH 44035-3642 |
| Document Number | 0000902347 |
| Map Reference | VOL 6 PG 32 |
| Instrument Date | Dec 06, 2022 |
| Instrument | 2022-0902347 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 17887 CLARIDON TROY RD, HIRAM, OH 44234-9602 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Aug 24, 2021 |
| Property Address | 405 GULF RD, ELYRIA, OH 44035-3642 |
| Document Number | 20210835733 |
| Map Reference | VOL 6 PG 32 |
| Instrument Date | Aug 12, 2021 |
| Instrument | 2021-0835733 |
| Transaction Type | Transfer |
| Record Updated | Sep 13, 2021 |
| Title Company | MILLER HOME TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right Of Survivorship |
| Address | 17887 CLARIDON TROY RD, HIRAM, OH 44234-9602 |
| Document Number | 20210835680 |
|---|---|
| Date | Aug 24, 2021 |
| Instrument | 2021-0835680 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | May 01, 2051 |
Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,014.00 | $40,080 (+0.01%) Land $9,360 Building $30,720 | $114,500 (-) Land $26,730 Building $87,770 |
| 2024 | $2,014.00 (+39.67%) | $40,076 (+55.15%) Land $9,356 Building $30,720 | $114,500 (+55.15%) Land $26,730 Building $87,770 |
| 2023 | $1,442.00 (+0.35%) | $25,831 (+%) Land $6,654 Building $19,177 | $73,800 (-) Land $19,010 Building $54,790 |
| 2022 | $1,437.00 | $25,830 Land $6,650 Building $19,180 | |
| 2021 | $73,800 Land $19,010 Building $54,790 |
405 Gulf Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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