Lorain County property record for 396 Gulf Rd, Elyria, OH 44035 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1965 |
| Square Footage | 1,409 sqft Living Area |
| Lot Size | 9,583 sqft (0.219 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $215,000 (2025) |
| Tax Bill | $2,510.00 (2025) |
| Primary APN | 06-25-040-102-022 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,409 sqft Living Area |
| 1st Floor | 952 sqft 1st Floor |
| 2nd Floor | 457 sqft 2nd Floor |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Cape Cod Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Lot Area | 9,583 sqft (0.219 acres) |
| Depth X Width | 193 ft x 50 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 440 sqft Garage |
| Porch | Open Porch |
| Porch Area | 110 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 396 GULF RD |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-3641 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ELYWWOOD 3 50.00 X 200.00 |
| Legal Subdivision | ELYWWOOD 3 FRNT |
| Legal Tract | 25 |
| Legal Block | 102 |
| Legal Lot Number | D |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | ELYRIA |
| Census Blockgroup | 4 |
| Census Block | 4004 |
| Census Tract | 70600 |
Source: Lorain County records · APN 06-25-040-102-022
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 396 GULF RD, ELYRIA, OH 44035-3641 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 19, 2025 | Warranty Deed, Transfer · Conventional Mortgage SYNERGY ONE LENDING |
| Oct 02, 2020 | Warranty Deed, Transfer CROSSCOUNTRY MTG |
| Sep 16, 2019 | Deed of Trust, Mortgage · Line of Credit HUNTINGTON NAT'L BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 19, 2025 · Amount on Record |
| Deed Sale | Sep 19, 2025 · Amount on Record |
| Prior Sale | Oct 02, 2020 · Amount on Record |
| Deed Doc Number | 2025-0068371 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Sep 19, 2025 |
| Property Address | 396 GULF RD, ELYRIA, OH 44035-3641 |
| Document Number | 0000068371 |
| Map Reference | VOL 13 PG 38 |
| Instrument Date | Sep 15, 2025 |
| Instrument | 2025-0068371 |
| Transaction Type | Transfer |
| Record Updated | Apr 03, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 396 GULF RD, ELYRIA, OH 44035-3641 |
| Document Number | 0000068372 |
|---|---|
| Date | Sep 19, 2025 |
| Instrument | 2025-0068372 |
| Name | SYNERGY ONE LENDING |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Oct 02, 2020 |
| Property Address | 396 GULF RD, ELYRIA, OH 44035-3641 |
| Document Number | 0000781787 |
| Instrument Date | Oct 02, 2020 |
| Instrument | 781787 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2020 |
| Title Company | MILLER HOME TITLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 396 GULF RD ELYRIA OH 440353641, ELYRIA, OH 44035-3641 |
| Document Number | 781886 |
|---|---|
| Date | Oct 02, 2020 |
| Instrument | 781886 |
| Name | CROSSCOUNTRY MTG |
|---|---|
| Type | Mortgage Company |
| Address | BRECKSVILLE, OH 44141 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 396 GULF RD, ELYRIA, OH 44035-3641 |
| Document Number | 0000732238 |
| Instrument Date | Sep 16, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 11, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 396 GULF RD ELYRIA OH 440353641, ELYRIA, OH 44035-3641 |
| Document Number | 0000732238 |
|---|---|
| Date | Sep 30, 2019 |
| Instrument | 732238 |
| Name | HUNTINGTON NAT'L BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 29, 2049 |
| Rate Type | Adjustable Rate |
|---|
Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,510.00 | $52,620 (-0.01%) Land $10,420 Building $42,200 | $150,360 (-) Land $29,780 Building $120,580 |
| 2024 | $2,510.00 (+25.06%) | $52,626 (+45.81%) Land $10,423 Building $42,203 | $150,360 (+45.81%) Land $29,780 Building $120,580 |
| 2023 | $2,007.00 (+0.75%) | $36,092 (-0.02%) Land $9,506 Building $26,586 | $103,120 (-) Land $27,160 Building $75,960 |
| 2022 | $1,992.00 | $36,100 Land $9,510 Building $26,590 | |
| 2021 | $103,120 Land $27,160 Building $75,960 |
396 Gulf Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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