391 Gulf Rd, Elyria, OH 44035 Property Records

Lorain County property record for 391 Gulf Rd, Elyria, OH 44035 · Last verified March 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1955
Square Footage	1,378 sqft Living Area
Lot Size	7,405 sqft (0.169 acres)
Occupancy	Owner Occupied
Last Sale	$98,000 (1999)
Tax Bill	$2,523.00 (2025)

Owner

Source: Lorain County records · APN 06-25-038-104-002

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	391 GULF RD, ELYRIA, OH 44035-3650
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 15, 1999 · Amount on Record
Deed Sale	Oct 15, 1999 · Amount on Record
Prior Sale	Sep 17, 1996 · Amount on Record
Deed Doc Number	647579
Record Refreshed	Jun 08, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	391 GULF RD, ELYRIA, OH 44035-3650
Document Number	0000776836
Instrument Date	Sep 01, 2020
Transaction Type	Mortgage
Record Updated	Sep 28, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	391 GRULF RD ELYRIA OH 44035, ELYRIA, OH 44035

Mortgage

Document Number	0000776836
Date	Sep 01, 2020
Instrument	776836

Lender

Name	ANGEL OAK MTG SOLUTIONS
Address	ATLANTA, GA 30328

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 31, 2035

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,523.00	$53,580 (-0.01%) Land $12,650 Building $40,930	$153,100 (-) Land $36,150 Building $116,950
2024	$2,523.00 (+32.09%)	$53,586 (+52.87%) Land $12,653 Building $40,933	$153,100 (+52.87%) Land $36,150 Building $116,950
2023	$1,910.00 (+0.37%)	$35,053 (-0.02%) Land $7,875 Building $27,178	$100,150 (-) Land $22,500 Building $77,650
2022	$1,903.00	$35,060 Land $7,880 Building $27,180
2021			$100,150 Land $22,500 Building $77,650

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`06-25-038-104-002`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Partial Baths	1 Partial Baths
Total Rooms	8 Rooms
Building Area	1,378 sqft Living Area
1st Floor	1,040 sqft 1st Floor
2nd Floor	169 sqft 2nd Floor
Family Room	Family Room
Stories	1 Stories
Fireplace	Fireplace

Exterior

Year Built	Built 1933
Effective Year Built	Effective 1955
Architectural Style	Cape Cod Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Foundation Type	Mat/Raft Foundation (Slab) Foundation
Lot Area	7,405 sqft (0.169 acres)
Depth X Width	155 ft x 49 ft Depth x Width
Parking Spaces	3 Parking Spaces
Garage Type	Detached Garage
Garage Area	720 sqft Garage
Patio Area	220 sqft Patio
Porch	Open Porch
Porch Area	126 sqft Porch

Utilities and HVAC

Heating System	HVAC Heating

Location & Zoning

Street Address	391 GULF RD
City	ELYRIA
State	OH
Zip	44035-3650
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	E ELYRIA ALOT & VAC ALY FRNT 0049.00 DPTH 0155.00
Legal Subdivision	DILWORTHS EAST ELYRIA SUBDIVISION
Legal Tract	25
Legal Block	104
Legal Lot Number	11
Jurisdiction	LORAIN OH
Minor Civil Division	ELYRIA
Census Blockgroup	2
Census Block	2009
Census Tract	70600