400 Gulf Rd, Elyria, OH 44035 Property Records

Lorain County property record for 400 Gulf Rd, Elyria, OH 44035 · Last verified March 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1965
Square Footage	1,370 sqft Living Area
Lot Size	19,166 sqft (0.439 acres)
Garage	Detached, 576 sqft
Occupancy	Owner Occupied
Tax Bill	$2,906.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`06-25-040-102-021`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,370 sqft Living Area
1st Floor	1,370 sqft 1st Floor
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1965
Architectural Style	Conventional Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Foundation Type	Raised Foundation
Lot Area	19,166 sqft (0.439 acres)
Depth X Width	193 ft x 100 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Detached Garage
Garage Area	576 sqft Garage
Porch	Enclosed Porch
Porch Area	112 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	400 GULF RD
City	ELYRIA
State	OH
Zip	44035-3643
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	ELYWOOD O FRNT 0100.00 DPTH 0200.00
Legal Subdivision	ELYWOOD #3 SUBDIVISION
Legal Tract	25
Legal Block	102
Legal Lot Number	98-9
Jurisdiction	LORAIN OH
Minor Civil Division	ELYRIA
Census Blockgroup	4
Census Block	4004
Census Tract	70600

Owner

Source: Lorain County records · APN 06-25-040-102-021

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	400 GULF RD, ELYRIA, OH 44035-3643
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 18, 1999
Deed Sale	Mar 18, 1999
Prior Sale	Apr 21, 1995 · Amount on Record
Deed Doc Number	602186
Record Refreshed	Jun 08, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	400 GULF RD, ELYRIA, OH 44035-3643
Document Number	0000754680
Instrument Date	Mar 24, 2020
Transaction Type	Mortgage
Record Updated	Apr 27, 2020
Title Company	MILLER HOME TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 GULF RD ELYRIA OH 440353643, ELYRIA, OH 44035-3643

Mortgage

Document Number	0000754680
Date	Mar 30, 2020
Instrument	754680

Lender

Name	TCF NAT'L BK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 29, 2035

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,906.00	$61,710 (+0.01%) Land $20,850 Building $40,860	$176,290 (-) Land $59,560 Building $116,730
2024	$2,906.00 (+14.27%)	$61,702 (+32.2%) Land $20,846 Building $40,856	$176,290 (+32.2%) Land $59,560 Building $116,730
2023	$2,543.00 (+0.39%)	$46,673 (+0.01%) Land $17,584 Building $29,089	$133,350 (-) Land $50,240 Building $83,110
2022	$2,533.00	$46,670 Land $17,580 Building $29,090
2021			$133,350 Land $50,240 Building $83,110

Flood & Wildfire

400 Gulf Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.