Clayton County property record for 405 E Watson St, Garnavillo, IA 52049
| Property Type | Manufactured or Modular Home |
|---|---|
| Details | 3 bd · 2 ba · 1,152 sqft · built 1975 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on File |
| Last Sale | $67,500 (Feb 2019) |
| Tax Bill | $1,472 (2024) |
| Deeds & Mortgages | Feb 2019 Mortgage Feb 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 2918277003 |
| Primary APN | 2918277003 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,152 sqft Living Area |
| Basement Area | 1,152 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1975 |
|---|---|
| Architectural Style | Modular |
| Exterior Material | Composition/Composite |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 132 ft deep x 66 ft wide |
| Porch | Porch |
|---|---|
| Porch Area | 35 sqft |
| Deck Area | 192 sqft |
| Patio Area | 192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 405 E WATSON ST |
|---|---|
| City | GARNAVILLO |
| State | IA |
| Zip | 52049-9755 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Manufactured or Modular Home |
| Legal Description | LOT 3 LOT B 18 93 3 |
| Legal Range | 03 |
| Legal Township | 93 |
| Legal Section | 18 |
| Legal Lot Number | 3,18,93 |
| Jurisdiction | CLAYTON IA |
| Township / Civil Division | GARNAVILLO |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 70300 |
Source: Clayton County assessment roll, as of May 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 307 E MECHANIC ST, GARNAVILLO, IA 52049-7215 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 8, 2019 | Deed of Trust, Mortgage · Stand-Alone First Mortgage FIDELITY BANK & TRUST |
| Feb 8, 2019 | Executor's Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 8, 2019 · Amount on Record |
| Deed Sale | Feb 8, 2019 · Amount on Record |
| Deed Document Number | 2019R00393 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAYTON IA |
| Property Address | 405 E WATSON ST, GARNAVILLO, IA 52049-9755 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2025 |
| Name | Verified Name |
|---|
| Document Number | 2019R00391 |
|---|---|
| Date | Feb 8, 2019 |
| Instrument | 2019R00391 |
| Name | FIDELITY BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|
| Document Type | Executor's Deed |
|---|---|
| Jurisdiction | CLAYTON IA |
| Recording Date | Feb 8, 2019 |
| Property Address | 405 E WATSON ST, GARNAVILLO, IA 52049-9755 |
| Document Number | 2019R00393 |
| Instrument Date | Feb 5, 2019 |
| Instrument | 2019R00393 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 405 E WATSON ST, GARNAVILLO, IA 52049-9755 |
Source: Clayton County assessment roll, as of May 1, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Clayton County |
| Municipality | Garnavillo City |
| Unified School District | Clayton Ridge Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $104,757 (+17.8%) Land $12,899 Building $91,858 | $104,757 (+17.8%) Land $12,899 Building $91,858 | |
| 2024 | $1,472.00 (+4.99%) | ||
| 2023 | $88,925 Land $11,217 Building $77,708 | $88,925 Land $11,217 Building $77,708 | |
| 2022 | $1,402.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1997–2001) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Apr 2001 · Severe Storms, Tornadoes And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 49% of Iowa |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARNAVILLO WATER SUPPLY serves 763 people · EPA ID IA2234074 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Communications Cable | 1,000 / 50 |
| Alpine Communications Fiber | 500 / 500 |
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