Clayton County property record for 309 E Watson St, Garnavillo, IA 52049
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 2,870 sqft · built 1957 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,272 (2024) |
| Deeds & Mortgages | Oct 2017 Mortgage Jan 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2918428006 |
| Primary APN | 2918428006 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 2,870 sqft Living Area |
| Basement Area | 2,870 sqft |
| Finished Basement | 1,675 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1957 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,068 sqft (0.3 acres) |
| Lot Dimensions | 132 ft deep x 99 ft wide |
| Garage Type | Detached |
| Garage Area | 768 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 154 sqft |
| Patio Area | 190 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Water Source | Commercial |
| Street Address | 309 E WATSON ST |
|---|---|
| City | GARNAVILLO |
| State | IA |
| Zip | 52049-9759 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT LOT C NE SE & PT LOT BSE NE 18 93 3 |
| Legal Range | 03 |
| Legal Township | 93 |
| Legal Section | 18 |
| Legal Subdivision | RADEMACHER S ADD |
| Legal Lot Number | C |
| Jurisdiction | CLAYTON IA |
| Township / Civil Division | GARNAVILLO |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 70300 |
Source: Clayton County assessment roll, as of May 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 309 E WATSON ST, GARNAVILLO, IA 52049-9759 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 13, 2017 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN TRUST & SAVINGS BANK |
| Jan 31, 2017 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN TRUST & SAVINGS BANK |
| Oct 13, 2017 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN TRUST & SAVINGS BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 27, 2002 |
| Deed Sale | Jun 27, 2002 |
| Deed Document Number | 0020022895 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAYTON IA |
| Property Address | 309 E WATSON ST, GARNAVILLO, IA 52049-9759 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2017R03297 |
|---|---|
| Date | Oct 13, 2017 |
| Instrument | 2017R03297 |
| Name | AMERICAN TRUST & SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | DYERSVILLE, IA 52040 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAYTON IA |
| Property Address | 309 E WATSON ST, GARNAVILLO, IA 52049-9759 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2017R00331 |
|---|---|
| Date | Jan 31, 2017 |
| Instrument | 2017R00331 |
| Name | AMERICAN TRUST & SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | DYERSVILLE, IA 52040 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAYTON IA |
| Property Address | 309 E WATSON ST, GARNAVILLO, IA 52049-9759 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2017R03295 |
|---|---|
| Date | Oct 13, 2017 |
| Instrument | 2017R03295 |
| Name | AMERICAN TRUST & SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | DUBUQUE, IA 52001 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2047 |
Source: Clayton County assessment roll, as of May 1, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Clayton County |
| Municipality | Garnavillo City |
| Unified School District | Clayton Ridge Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $244,059 (+17.42%) Land $19,349 Building $224,710 | $244,059 (+17.42%) Land $19,349 Building $224,710 | |
| 2024 | $3,272.00 (+4.87%) | ||
| 2023 | $207,852 Land $16,825 Building $191,027 | $207,852 Land $16,825 Building $191,027 | |
| 2022 | $3,120.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1997–2001) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Apr 2001 · Severe Storms, Tornadoes And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 49% of Iowa |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARNAVILLO WATER SUPPLY serves 763 people · EPA ID IA2234074 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Communications Cable | 1,000 / 50 |
| Alpine Communications Fiber | 500 / 500 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures