Clayton County property record for 502 E Watson St, Garnavillo, IA 52049
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 1,338 sqft · built 1976 |
| Lot Size | 0.267 acres (11,616 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,292 (2025) |
| Deeds & Mortgages | Jul 2019 Refinance Jul 2019 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2918277008 |
| Primary APN | 2918277008 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,338 sqft Living Area |
| Basement Area | 1,338 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,616 sqft (0.267 acres) |
| Lot Dimensions | 132 ft deep x 88 ft wide |
| Garage Type | Attached |
| Garage Area | 384 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 72 sqft |
| Patio Area | 488 sqft |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Water Source | Commercial |
| Street Address | 502 E WATSON ST |
|---|---|
| City | GARNAVILLO |
| State | IA |
| Zip | 52049-9720 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 8 RADAMACHERS ADD N. # 2 |
| Legal Subdivision | RADAMACHERS ADD |
| Legal Lot Number | 8 |
| Jurisdiction | CLAYTON IA |
| Township / Civil Division | GARNAVILLO |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 70300 |
Source: Clayton County records, as of September 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 502 E WATSON ST, GARNAVILLO, IA 52049-9720 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 16, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance COMMUNITY SAVINGS BANK |
| Jul 15, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance COMMUNITY SAVINGS BANK |
| Apr 2, 2020 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Mar 24, 2020 |
| Transfer Doc | 2020R01118 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAYTON IA |
| Property Address | 502 E WATSON ST, GARNAVILLO, IA 52049-9720 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2019R02003 |
|---|---|
| Date | Jul 16, 2019 |
| Instrument | 2019R02003 |
| Name | COMMUNITY SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAYTON IA |
| Property Address | 502 E WATSON ST, GARNAVILLO, IA 52049-9720 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2019R01998 |
|---|---|
| Date | Jul 15, 2019 |
| Instrument | 2019R01998 |
| Name | COMMUNITY SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CLAYTON IA |
| Recording Date | Apr 2, 2020 |
| Property Address | 502 E WATSON ST, GARNAVILLO, IA 52049-9720 |
| Document Number | 2020R01118 |
| Instrument Date | Mar 24, 2020 |
| Instrument | 2020R01118 |
| Transaction Type | Transfer |
| Record Updated | Oct 12, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 502 E WATSON ST, GARNAVILLO, IA 52049-9720 |
Source: Clayton County assessment roll, as of November 3, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Clayton County |
| Municipality | Garnavillo City |
| Unified School District | Clayton Ridge Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,292.00 (+9.46%) Homeowner's exemption | $159,487 (+16.68%) Land $17,199 Building $142,288 | $159,487 (+16.68%) Land $17,199 Building $142,288 |
| 2024 | $2,094.00 (-0.76%) | ||
| 2023 | $136,692 Land $14,956 Building $121,736 | $136,692 Land $14,956 Building $121,736 | |
| 2022 | $2,110.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1997–2001) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Apr 2001 · Severe Storms, Tornadoes And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 49% of Iowa |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARNAVILLO WATER SUPPLY serves 763 people · EPA ID IA2234074 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Alpine Communications Fiber | 500 / 500 |
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