401 E Watson St, Garnavillo, IA 52049 Property Records

Clayton County property record for 401 E Watson St, Garnavillo, IA 52049

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,222 sqft · built 1970
Lot Size0.4 acres (17,424 sqft)
OwnerCompany on Record
Tax Bill$2,096 (2024)
Deeds & MortgagesDec 2019 Transfer
Flood ZoneZone X (minimal risk)
APN2918277001

Property Details

APN / Parcel Number

Primary APN2918277001

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,222 sqft Living Area
Basement Area1,222 sqft
Finished Basement1,175 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1970
Architectural StyleSplit Foyer
Exterior MaterialVinyl
Construction TypeFrame
Foundation TypeBlock
Roof TypeGable
Roof MaterialAsphalt
Lot Area17,424 sqft (0.4 acres)
Lot Dimensions132 ft deep x 132 ft wide
Garage TypeAttached
Garage Area576 sqft
Parking Spaces2 Parking Spaces
Deck Area136 sqft
Patio Area412 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemBaseboard
Heating FuelElectric
Water SourceCommercial

Location & Zoning

Street Address401 E WATSON ST
CityGARNAVILLO
StateIA
Zip52049-9755
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOTS 1 & 2 SE NE LOT B 18 93 3
Legal Range03
Legal Township93
Legal Section18
Legal Lot Number1-3,18 2
JurisdictionCLAYTON IA
Township / Civil DivisionGARNAVILLO
Census Block Group1
Census Block1023
Census Tract70300

Owner

Source: Clayton County assessment roll, as of May 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany on Record
Co-ownerCo-owner on Record
Mailing Address401 E WATSON ST, GARNAVILLO, IA 52049-9755
OccupancyOwner Occupied
Owner TypeCompany, Secondary Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateDec 13, 2019
Transfer Doc202019R03754
Record UpdatedJun 8, 2026

December 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCLAYTON IA
Recording DateDec 13, 2019
Property Address401 E WATSON ST, GARNAVILLO, IA 52049-9755
Document Number202019R03754
Instrument DateDec 12, 2019
Instrument202019R03754
Transaction TypeTransfer
Record UpdatedNov 3, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address401 E WATSON ST, GARNAVILLO, IA 52049-9755

Tax Assessment & Valuation

Source: Clayton County assessment roll, as of May 1, 2025

Property Jurisdictions

TypeName
StateIowa
CountyClayton County
MunicipalityGarnavillo City
Unified School DistrictClayton Ridge Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$174,917 (+16.2%) Land $21,928 Building $152,989$174,917 (+16.2%) Land $21,928 Building $152,989
2024$2,096.00 (-4.47%)
2023$150,525 Land $19,068 Building $131,457$150,525 Land $19,068 Building $131,457
2022$2,194.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1997–2001)
Claims Outside the SFHA2 of 2
Most Recent ClaimApr 2001 · Severe Storms, Tornadoes And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGARNAVILLO WATER SUPPLY
serves 763 people · EPA ID IA2234074
Water SourceGroundwater
Last State InspectionSep 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
1,000 / 50
Alpine Communications
Fiber
500 / 500

Nearby Properties on E Watson St

Nearby Streets

Search Property Records by Address or Parcel Number