405 E Kesley Ln, Saint Johns, FL 32259 Property Records

St. Johns County property record for 405 E Kesley Ln, Saint Johns, FL 32259

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,161 sqft · built 2006
Lot Size	0.41 acres (17,859 sqft)
Owner	Company Name on File
Last Sale	$159,500 (Nov 2005)
Tax Bill	$7,219 (2025)
Deeds & Mortgages	Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`249013-0680`

Property Details

APN / Parcel Number

Primary APN	`249013-0680`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Plumbing Fixtures	18 Plumbing Fixtures
Stories	1 Story
Building Area	3,161 sqft Living Area
Gross Area	3,887 sqft
1st Floor Area	2,781 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	17,859 sqft (0.41 acres)
Garage Type	Attached
Garage Area	726 sqft
Parking Spaces	3 Parking Spaces
Porch	Finished/Open Porch
Porch Area	343 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	405 E KESLEY LN
City	SAINT JOHNS
State	FL
Zip	32259-6296
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	50/76-84 PLANTATION ESTATES AT JULINGTON CREEK PLANTATION PARCEL 82 PHASE 1 LOT 68 OR3156/1652(L/E)
Legal Range	27E
Legal Township	04S
Legal Section	27
Legal Subdivision	PLANTATION ESTATES AT JULINGTON CREEK PL
Legal Phase	1
Legal Block	2
Legal Lot Number	68
Jurisdiction	ST JOHNS FL
Township / Civil Division	FRUIT COVE
Census Block Group	2
Census Block	2000
Census Tract	20801

Owner

405 E Kesley Ln is owned by a company that acquired it in December 2008 and is owner-occupied.

Source: St. Johns County records, as of June 17, 2026

Owner of Record	Company Name on File
Mailing Address	405 E KESLEY LN, SAINT JOHNS, FL 32259-6296
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 7, 2005 · Amount on File
Deed Sale	Nov 7, 2005 · Amount on File
Deed Document Number	200592738
Deed Book / Page	2577 / 996
Last Transfer Date	Dec 31, 2008
Transfer Doc	0031561652
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	405 E KESLEY LN, SAINT JOHNS, FL 32259-6296
Transaction Type	Mortgage
Record Updated	Aug 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 E KESLEY LN, SAINT JOHNS, FL 32259-6296

Mortgage

Document Number	0053171316
Date	Jul 14, 2021
Book Page	5317/1316
Instrument	2021078121

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32202

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 405 E Kesley Ln was $7,219 with exemptions applied, up 11.1% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$456,644 (+2.7%)	$692,575 (+0.61%) Land $220,000 Building $472,575
2025	$7,219.00 (+11.08%) Homeowner's exemption Widower's exemption	$444,639	$688,384 Land $220,000 Building $468,384
2024	$6,499.00 (+6.98%)
2023	$6,075.00 (+1.25%) Homeowner's exemption Widower's exemption	$419,522 (+3%)	$641,774 (+1.45%) Land $215,000 Building $426,774
2022	$6,000.00 Homeowner's exemption Widower's exemption	$407,303	$632,621 Land $179,200 Building $453,421

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 405 E Kesley Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 38 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	38 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 405 E Kesley Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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