401 E Kesley Ln, Saint Johns, FL 32259 Property Records

St. Johns County property record for 401 E Kesley Ln, Saint Johns, FL 32259

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,583 sqft · built 2019
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on File
Last Sale	$1,063,600 (Feb 2021)
Tax Bill	$14,103 (2025)
Deeds & Mortgages	Feb 2021 Sale Sep 2020 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`249013-0690`

Property Details

APN / Parcel Number

Primary APN	`249013-0690`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	18 Plumbing Fixtures
Stories	1 Story
Building Area	3,583 sqft Living Area
Gross Area	5,281 sqft
1st Floor Area	3,313 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	15,246 sqft (0.35 acres)
Garage Type	Attached
Garage Area	667 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	327 sqft
Porch	Finished Screened Porch
Porch Area	1,084 sqft
Patio Area	384 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	401 E KESLEY LN
City	SAINT JOHNS
State	FL
Zip	32259-6296
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	50/76-84 PLANTATION ESTATES AT JULINGTON CREEK PLANTATION PARCEL 82 PHASE 1 LOT 69 OR5170/1931
Legal Range	27E
Legal Township	04S
Legal Section	27
Legal Subdivision	PLANTATION ESTATES AT JULINGTON CREEK PL
Legal Phase	1
Legal Block	2
Legal Lot Number	69
Jurisdiction	ST JOHNS FL
Township / Civil Division	FRUIT COVE
Census Block Group	2
Census Block	2000
Census Tract	20801

Owner

401 E Kesley Ln is owned and occupied by two individuals who bought it in February 2021.

Source: St. Johns County records, as of April 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	401 E KESLEY LN, SAINT JOHNS, FL 32259-6296
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2021	Warranty Deed, Subdivision Related Transfer SOUTHERN TITLE HOLDING COMPANY LLC, SOUTHERN TITLE HLDG CO LLC
Sep 30, 2020	Loan Modification, Mortgage · Line of Credit FIFTH THIRD BK NA
Jul 12, 2019	Loan Modification, Mortgage · Line of Credit FIFTH THIRD BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 4, 2021 · Amount on File
Deed Sale	Feb 4, 2021 · Amount on File
Deed Document Number	202112950
Deed Book / Page	5170 / 1931
Record Updated	Jun 8, 2026

February 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Feb 4, 2021
Property Address	401 E KESLEY LN, SAINT JOHNS, FL 32259-6296
Document Number	0051701931
Book / Page	5170 / 1931
Map Reference	MB 50 PG 76-84
Instrument Date	Feb 1, 2021
Instrument	2021012950
Transaction Type	Subdivision Related Transfer
Record Updated	May 23, 2023
Title Company	SOUTHERN TITLE HOLDING COMPANY LLC, SOUTHERN TITLE HLDG CO LLC

Transaction

Amount	Amount on Record
Tax	$7,445.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2379 BEVILLE RD, DAYTONA BEACH, FL 32119-8720

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 E KESLEY LN, SAINT JOHNS, FL 32259-6296

September 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST JOHNS FL
Property Address	401 E KESLEY LN, SAINT JOHNS, FL 32259-6296
Document Number	0050631694
Instrument Date	Sep 30, 2020
Transaction Type	Mortgage
Record Updated	Oct 26, 2020
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2379 BEVILLE RD DAYTONA BEACH FL 321198720, DAYTONA BEACH, FL 32119-8720

Mortgage

Document Number	0050631694
Date	Oct 6, 2020
Book Page	005063/001694
Instrument	87908

Lender

Name	FIFTH THIRD BK NA
Address	3344 PEACHTREE RD NE # 800, ATLANTA, GA 30326-4807

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	36 Months
Due	Oct 5, 2023

Interest

Rate Type	Adjustable Rate

July 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST JOHNS FL
Recording Date	Jul 12, 2019
Property Address	401 E KESLEY LN, SAINT JOHNS, FL 32259-6296
Document Number	0047580226
Book / Page	004758 / 000226
Instrument Date	Jul 10, 2019
Instrument	50095
Transaction Type	Mortgage
Record Updated	Jul 29, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2379 BEVILLE RD DAYTONA BEACH FL 321198720, DAYTONA BEACH, FL 32119-8720

Mortgage

Document Number	47580226
Date	Jul 12, 2019
Book Page	004758/000226
Instrument	50095

Lender

Name	FIFTH THIRD BK
Type	Bank
Address	3344 PEACHTREE RD NE # 800, ATLANTA, GA 30326-4807

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	36 Months
Due	Jul 11, 2022

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 401 E Kesley Ln was $14,103 with a homeowner's exemption, up 11% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$955,501 (-1.58%) Land $220,000 Building $735,501	$955,501 (-4.16%) Land $220,000 Building $735,501
2025	$14,103.00 (+11%) Homeowner's exemption	$970,857 (+2.9%)	$996,953 (+5.67%) Land $220,000 Building $776,953
2024	$12,705.00 (+2.53%) Homeowner's exemption	$943,496 (+1.07%)	$943,496 (+1.07%) Land $215,000 Building $728,496
2023	$12,391.00 (-4.95%) Homeowner's exemption	$933,504 (-4.53%)	$933,504 (-4.53%) Land $215,000 Building $718,504
2022	$13,036.00 Homeowner's exemption	$977,839	$977,839 Land $179,200 Building $798,639

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 401 E Kesley Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 38 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	38 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 401 E Kesley Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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