404 E Kesley Ln, Saint Johns, FL 32259 Property Records

St. Johns County property record for 404 E Kesley Ln, Saint Johns, FL 32259

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,076 sqft · built 2007
Lot Size	0.38 acres (16,552 sqft)
Owner	2 Individual Names on File
Last Sale	$462,400 (Jan 2011)
Tax Bill	$7,425 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Nov 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`249013-0550`

Property Details

APN / Parcel Number

Primary APN	`249013-0550`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	16 Plumbing Fixtures
Stories	1 Story
Building Area	3,076 sqft Living Area
Gross Area	3,852 sqft
1st Floor Area	1,983 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	16,552 sqft (0.38 acres)
Garage Type	Attached
Garage Area	776 sqft
Parking Spaces	3 Parking Spaces
Porch	Finished/Open Porch
Porch Area	653 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	404 E KESLEY LN
City	SAINT JOHNS
State	FL
Zip	32259-6295
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	50/76-84 PLANTATION ESTATES AT JULINGTON CREEK PLANTATION PARCEL 82 PHASE 1 LOT 55 OR3356/789 & 6187/1620 (L/E)
Legal Range	27E
Legal Township	04S
Legal Section	27
Legal Subdivision	PLANTATION ESTATES AT JULINGTON CREEK PL
Legal Phase	1
Legal Block	2
Legal Lot Number	55
Jurisdiction	ST JOHNS FL
Township / Civil Division	FRUIT COVE
Census Block Group	2
Census Block	2000
Census Tract	20801

Owner

404 E Kesley Ln is owned and occupied by two individuals who bought it in January 2011.

Source: St. Johns County records, as of June 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	404 E KESLEY LN, SAINT JOHNS, FL 32259-6295
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK
Nov 21, 2019	Deed of Trust, Mortgage · Conventional Mortgage BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 19, 2011 · Amount on File
Deed Sale	Jan 19, 2011 · Amount on File
Prior Sale	Sep 20, 2010 · Amount on File
Deed Document Number	20113144
Deed Book / Page	3399 / 1354
Prior Transfer Date	Nov 12, 2010
Prior Transfer Doc	0033991354
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	404 E KESLEY LN, SAINT JOHNS, FL 32259-6295
Transaction Type	Mortgage
Record Updated	May 23, 2023
Title Company	E-TITLE SERVICES LLC, TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 E KESLEY LN, JACKSONVILLE, FL 32259-6295

Mortgage

Document Number	0052091538
Date	Mar 17, 2021
Book Page	5209/1538
Instrument	2021029529

Lender

Name	TRUIST BANK
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2036

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	404 E KESLEY LN, SAINT JOHNS, FL 32259-6295
Document Number	0048380907
Instrument Date	Nov 21, 2019
Transaction Type	Mortgage
Record Updated	Dec 13, 2019
Title Company	CLOSING COMPANY LLC, CLOSING CO LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	404 E KESLEY LN ST JOHNS FL 322596295, ST JOHNS, FL 32259-6295

Mortgage

Document Number	0048380907
Date	Nov 26, 2019
Book Page	004838/000907
Instrument	88822

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 25, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 404 E Kesley Ln was $7,425, up 11% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$467,221 (+2.7%)	$669,798 (+1.8%) Land $220,000 Building $449,798
2025	$7,425.00 (+11.04%) Homeowner's exemption	$454,938 (+2.9%)	$657,933 (+5.9%) Land $220,000 Building $437,933
2024	$6,687.00 (+6.79%) Homeowner's exemption	$442,117 (+3%)	$621,265 (+0.5%) Land $215,000 Building $406,265
2023	$6,262.00 (+2.2%) Homeowner's exemption	$429,240 (+3%)	$618,154 (+0.99%) Land $215,000 Building $403,154
2022	$6,127.00 Homeowner's exemption	$416,738	$612,080 Land $179,200 Building $432,880

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 404 E Kesley Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 38 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	38 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 404 E Kesley Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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