400 E Kesley Ln, Saint Johns, FL 32259 Property Records

St. Johns County property record for 400 E Kesley Ln, Saint Johns, FL 32259

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,888 sqft · built 2005
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on File
Last Sale	$885,000 (Jun 2023)
Tax Bill	$12,107 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Aug 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`249013-0540`

Property Details

APN / Parcel Number

Primary APN	`249013-0540`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	21 Plumbing Fixtures
Stories	1 Story
Building Area	3,888 sqft Living Area
Gross Area	5,027 sqft
1st Floor Area	2,491 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	15,246 sqft (0.35 acres)
Garage Type	Attached
Garage Area	848 sqft
Parking Spaces	3 Parking Spaces
Porch	Finished Screened Porch
Porch Area	373 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	400 E KESLEY LN
City	SAINT JOHNS
State	FL
Zip	32259-6295
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	50/76-84 PLANTATION ESTATES AT JULINGTON CREEK PLANTATION PARCEL 82 PHASE 1 LOT 54 OR5779/386
Legal Range	27E
Legal Township	04S
Legal Section	27
Legal Subdivision	PLANTATION ESTATES AT JULINGTON CREEK PL
Legal Phase	1
Legal Block	2
Legal Lot Number	54
Jurisdiction	ST JOHNS FL
Township / Civil Division	FRUIT COVE
Census Block Group	2
Census Block	2000
Census Tract	20801

Owner

400 E Kesley Ln is owned and occupied by two individuals who bought it in June 2023.

Source: St. Johns County records, as of June 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	400 E KESLEY LN, SAINT JOHNS, FL 32259-6295
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2023	Warranty Deed, Transfer · Conventional Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Aug 17, 2020	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Oct 22, 2019	Warranty Deed, Transfer BARTLETT TITLE SERVICES LLC, BARTLETT TITLE SVCS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2023 · Amount on File
Deed Sale	Jun 22, 2023 · Amount on File
Prior Sale	Oct 22, 2019 · Amount on File
Deed Document Number	202348349
Deed Book / Page	5779 / 386
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jun 22, 2023
Property Address	400 E KESLEY LN, SAINT JOHNS, FL 32259-6295
Document Number	0057790386
Book / Page	5779 / 386
Map Reference	MB 50 PG 76
Instrument Date	Jun 16, 2023
Instrument	2023048349
Transaction Type	Transfer
Record Updated	Jul 6, 2023
Title Company	NORTH FLORIDA TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,195.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	583 N DURBIN PKWY, SAINT JOHNS, FL 32259-7284

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 E KESLEY LN, SAINT JOHNS, FL 32259-6295

Mortgage

Document Number	0005779388
Date	Jun 22, 2023
Instrument	5779/388

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	400 E KESLEY LN, SAINT JOHNS, FL 32259-6295
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0050171118
Date	Aug 17, 2020
Book Page	5017/1118
Instrument	2020068411

Lender

Name	TRUIST BANK
Type	Bank
Address	ORLANDO, FL 32809

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 16, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Oct 22, 2019
Property Address	400 E KESLEY LN, SAINT JOHNS, FL 32259-6295
Document Number	0048170758
Book / Page	004817 / 000758
Instrument Date	Oct 17, 2019
Instrument	78672
Transaction Type	Transfer
Record Updated	Nov 1, 2019
Title Company	BARTLETT TITLE SERVICES LLC, BARTLETT TITLE SVCS LLC

Transaction

Amount	Amount on Record
Tax	$3,447.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	400 E KESLEY LN ST JOHNS FL 322596295, ST JOHNS, FL 32259-6295

Tax Assessment & Valuation

The 2025 property tax bill for 400 E Kesley Ln was $12,107 with a homeowner's exemption, up 20.4% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$806,067 (+0.43%) Land $210,000 Building $596,067	$806,067 (-2.33%) Land $210,000 Building $596,067
2025	$12,107.00 (+20.36%) Homeowner's exemption	$802,581 (+12.89%)	$825,325 (+16.09%) Land $210,000 Building $615,325
2024	$10,059.00 (+57.81%) Homeowner's exemption	$710,914 (+62.27%)	$710,914 (+3.9%) Land $205,000 Building $505,914
2023	$6,374.00 (+2.2%) Homeowner's exemption	$438,105 (+3%)	$684,223 (+1.25%) Land $205,000 Building $479,223
2022	$6,237.00 Homeowner's exemption	$425,345	$675,806 Land $168,000 Building $507,806

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 400 E Kesley Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 38 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	38 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 400 E Kesley Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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