320 Bertram St, Whiting, IA 51063 Property Records

Monona County property record for 320 Bertram St, Whiting, IA 51063

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,423 sqft · built 1912
Lot Size	0.482 acres (20,996 sqft)
Owner	Individual Name on Record
Tax Bill	$3,310 (2026)
Deeds & Mortgages	Sep 2011 Mortgage Sep 2012 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`844601252014`

Property Details

APN / Parcel Number

Primary APN	`844601252014`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,423 sqft Living Area
1st Floor Area	1,662 sqft
Attic	Attic
Attic Area	461 sqft
Basement Area	1,024 sqft
Unfinished Basement	1,034 sqft
Flooring	Hardwood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1912
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,996 sqft (0.482 acres)
Lot Dimensions	140 ft deep x 150 ft wide
Garage Type	Detached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	25 sqft
Deck Area	422 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	320 BERTRAM ST
City	WHITING
State	IA
Zip	51063-7721
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 1-2 & N 1/2 LOT 3 BLK 16
Legal Subdivision	THE THIRD ADDITION
Jurisdiction	MONONA IA
Township / Civil Division	ASHTON
Census Block Group	2
Census Block	2065
Census Tract	960200

Owner

Source: Monona County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	320 BERTRAM ST, WHITING, IA 51063-7721
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2011	Deed of Trust, Mortgage · Conventional Mortgage KINGSLEY STATE BANK
Sep 24, 2012	Deed of Trust, Mortgage · Conventional Mortgage KINGSLEY STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

September 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONONA IA
Property Address	320 BERTRAM ST, WHITING, IA 51063-7721
Transaction Type	Mortgage
Record Updated	May 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000063/054
Date	Sep 29, 2011
Book Page	063/054
Instrument	11-1372

Lender

Name	KINGSLEY STATE BANK
Address	SERGEANT BLUFF, IA 51054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Sep 12, 2012

September 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONONA IA
Property Address	320 BERTRAM ST, WHITING, IA 51063-7721
Transaction Type	Mortgage
Record Updated	May 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000065/091
Date	Sep 24, 2012
Book Page	065/091
Instrument	12-1334

Lender

Name	KINGSLEY STATE BANK
Address	SERGEANT BLUFF, IA 51054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2042

Tax Assessment & Valuation

Source: Monona County assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Monona County
Municipality	Whiting City
Unified School District	Whiting Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,310.00 Homeowner's exemption	$265,520 (+3.76%) Land $17,976 Building $247,544	$265,520 (+3.76%) Land $17,976 Building $247,544
2025	$3,310.00 (+7.26%)	$255,901 (+17.38%) Land $17,976 Building $237,925	$255,901 (+17.38%) Land $17,976 Building $237,925
2024	$3,086.00 (+13.71%)
2023		$218,014 (+24.97%) Land $17,976 Building $200,038	$218,014 (+24.97%) Land $17,976 Building $200,038
2022	$2,714.00 Homeowner's exemption	$174,450
2021			$174,450

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	5 (1993–2007)
Most Recent Claim	May 2007 · Severe Storms, Flooding, And Tornadoes
Claims by Event	Severe Storms, Flooding, And Tornadoes, May 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 69% of Iowa
Wildfire Likelihood	0.08% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITING WATER SUPPLY serves 727 people · EPA ID IA6769018
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Long Lines Metro Cable · Fiber in parts of the area	1,500 / 50
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink, Verizon.

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