McHenry County property record for 405 Ballard Dr, Algonquin, IL 60102
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,330 sqft · built 1990 |
| Lot Size | 0.6 acres (2,595 sqft) |
| Owner | Individual Name on File |
| Last Sale | $127,000 (Aug 2017) |
| Tax Bill | $5,090 (2024) |
| Deeds & Mortgages | May 2026 Mortgage Dec 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-35-157-028 |
| Primary APN | 19-35-157-028 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,330 sqft Living Area |
| 1st Floor Area | 677 sqft |
| Basement Area | 677 sqft |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Lot Area | 2,595 sqft (0.6 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 405 BALLARD DR |
|---|---|
| City | ALGONQUIN |
| State | IL |
| Zip | 60102-3969 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2017R0031945 LT 39 COMPLEX 121 RESUB |
| Legal Subdivision | COMPLEX 121 RESUB |
| Legal Block | 157 |
| Legal Lot Number | 39 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | ALGONQUIN |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 871404 |
Source: McHenry County records · APN 19-35-157-028
Assessment roll updated June 30, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 405 BALLARD DR, ALGONQUIN, IL 60102-3969 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 28, 2026 | Deed of Trust, Mortgage · FHA Mortgage US BANK FULFILLMENT SERVICES |
| Dec 28, 2023 | Deed of Trust, Mortgage · FHA Mortgage US BANK NA |
| Aug 28, 2017 | Warranty Deed, Transfer · FHA Mortgage WINTRUST MORTGAGE |
| Apr 05, 2017 | Trustee's Deed, Foreclosure |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 28, 2017 · Amount on Record |
| Deed Sale | Aug 28, 2017 · Amount on Record |
| Prior Sale | Jun 26, 2006 · Amount on Record |
| Deed Document Number | 201731945 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | May 28, 2026 |
| Property Address | 405 BALLARD DR, ALGONQUIN, IL 60102-3969 |
| Document Number | 0000014715 |
| Instrument Date | May 01, 2026 |
| Instrument | 202614715 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | US BANK FULFILLMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 405 BALLARD DR, ALGONQUIN, IL 60102-3969 |
| Document Number | 0000014715, |
|---|---|
| Date | May 28, 2026 |
| Instrument | 202614715 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Rate | 6.46% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 405 BALLARD DR, ALGONQUIN, IL 60102-3969 |
| Transaction Type | Mortgage |
| Record Updated | Jan 09, 2024 |
| Name | Verified Name |
|---|---|
| Address | 405 BALLARD DR, ALGONQUIN, IL 60102-3969 |
| Document Number | 0000032549 |
|---|---|
| Date | Dec 28, 2023 |
| Instrument | 2023R0032549 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 285 Months |
| Due | Sep 01, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Aug 28, 2017 |
| Property Address | 405 BALLARD DR, ALGONQUIN, IL 60102-3969 |
| Document Number | 0000031945 |
| Map Reference | DOC88R174 |
| Instrument Date | Aug 15, 2017 |
| Instrument | 2017R0031945 |
| Transaction Type | Transfer |
| Record Updated | May 27, 2021 |
| Title Company | SATURN TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $190.50 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 405 BALLARD DR, ALGONQUIN, IL 60102-3969 |
| Document Number | 0000031946 |
|---|---|
| Date | Aug 28, 2017 |
| Instrument | 2017R0031946 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2047 |
| Document Number | 0000031947 |
|---|---|
| Date | Aug 28, 2017 |
| Instrument | 2017R0031947 |
| Name | THE UNITED STATES OF AMERICA |
|---|---|
| Type | Government Agency |
| Address | CHICAGO, IL 60601 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Apr 05, 2017 |
| Property Address | 405 BALLARD DR, ALGONQUIN, IL 60102-3969 |
| Document Number | 0000011895 |
| Instrument Date | Feb 14, 2017 |
| Instrument | 11895 |
| Transaction Type | Foreclosure |
| Record Updated | Jun 09, 2017 |
| Amount | Amount Recorded |
|---|---|
| Tax | $147.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 205 W RANDOLPH ST #1545 CHICAGO IL 606061806, 1545, CHICAGO, IL 60606-1806 |
Source: McHenry County records · Assessment roll updated June 30, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Algonquin Village |
| County | McHenry County |
| County Subdivision | Algonquin Township |
| Unified School District | Community Unit School District 300 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $5,090.00 | $73,079 (+30.09%) Land $9,656 Building $63,423 | $219,237 (+30.09%) Land $28,968 Building $190,269 |
| 2022 | Homeowner's exemption | $56,174 Land $8,282 Building $47,892 | $168,522 Land $24,846 Building $143,676 |
Source: FEMA National Flood Hazard Layer, McHenry County (17111C), as of February 28, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171118714041, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2017 |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 480 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system IL1110050, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ALGONQUIN serves 30,700 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2026–2028) action level 15 ppb |
| Copper | 1.6 mg/L (2022–2024) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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