402 Ballard Dr, Algonquin, IL 60102 Property Records

McHenry County property record for 402 Ballard Dr, Algonquin, IL 60102

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,330 sqft · built 1989
Lot Size	0.53 acres (2,324 sqft)
Owner	Individual Name on Record
Last Sale	$140,000 (May 2018)
Tax Bill	$4,453 (2024)
Deeds & Mortgages	Sep 2020 Mortgage May 2018 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`19-35-156-031`

Property Details

APN / Parcel Number

Primary APN	`19-35-156-031`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,330 sqft Living Area
1st Floor Area	677 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Lot Area	2,324 sqft (0.53 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	402 BALLARD DR
City	ALGONQUIN
State	IL
Zip	60102-3968
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2018R0013983 LT 2 COMPLEX 121 RESUB
Legal Subdivision	COMPLEX 121 RESUB
Legal Block	156
Legal Lot Number	2
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	1
Census Block	1007
Census Tract	871404

Owner

Source: McHenry County records, as of June 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	402 BALLARD DR, ALGONQUIN, IL 60102-3968
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2020	Deed of Trust, Mortgage · FHA Mortgage NEIGHBORHOOD LOANS
May 2, 2018	Trustee's Deed, Foreclosure · FHA Mortgage FIRST CENTENNIAL MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 2, 2018 · Amount on Record
Deed Sale	May 2, 2018 · Amount on Record
Deed Document Number	201813983
Prior Transfer Date	Apr 11, 2018
Prior Transfer Doc	0000013983
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	402 BALLARD DR, ALGONQUIN, IL 60102-3968
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CARRINGTON TTL PARTNERS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000037981
Date	Sep 18, 2020
Instrument	2020R0037981

Lender

Name	NEIGHBORHOOD LOANS
Type	Mortgage Company
Address	DOWNERS GROVE, IL 60515

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Interest

Rate Type	Fixed Rate
Rate	2.75%

May 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MCHENRY IL
Recording Date	May 2, 2018
Property Address	402 BALLARD DR, ALGONQUIN, IL 60102-3968
Document Number	0000013983
Map Reference	DOC88R174
Instrument Date	Apr 11, 2018
Instrument	2018R0013983
Transaction Type	Foreclosure
Record Updated	May 27, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$210.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 BALLARD DR, ALGONQUIN, IL 60102-3968

Mortgage

Document Number	0000013984
Date	May 2, 2018
Instrument	2018R0013984

Lender

Name	FIRST CENTENNIAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2048

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of June 30, 2025

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Algonquin Village
County	McHenry County
County Subdivision	Algonquin Township
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$4,453.00	$64,925 (+26.13%) Land $8,660 Building $56,265	$194,775 (+26.13%) Land $25,980 Building $168,795
2022	Homeowner's exemption	$51,473 Land $8,282 Building $43,191	$154,419 Land $24,846 Building $129,573

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2017

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGONQUIN serves 30,700 people · EPA ID IL1110050
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2026–2028) action level 15 ppb
Copper	1.6 mg/L (2022–2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 480 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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