409 Ballard Dr, Algonquin, IL 60102 Property Records

McHenry County property record for 409 Ballard Dr, Algonquin, IL 60102

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,628 sqft · built 1989
Lot Size	0.131 acres (5,701 sqft)
Owner	Individual Name on File
Last Sale	$278,000 (May 2023)
Tax Bill	$1,478 (2024)
Deeds & Mortgages	May 2023 Sale & Mortgage Oct 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`19-35-157-026`

Property Details

APN / Parcel Number

Primary APN	`19-35-157-026`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,628 sqft Living Area
1st Floor Area	740 sqft
Basement Area	740 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Aluminum/Vinyl
Lot Area	5,701 sqft (0.131 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	409 BALLARD DR
City	ALGONQUIN
State	IL
Zip	60102-3969
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2023R0011706 LT 37 COMPLEX 121 RESUB
Legal Subdivision	COMPLEX 121 RESUB
Legal Block	157
Legal Lot Number	37
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	1
Census Block	1020
Census Tract	871404

Owner

Source: McHenry County assessment roll, as of March 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	409 BALLARD DR, ALGONQUIN, IL 60102-3969
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
May 19, 2023	Warranty Deed, Transfer · VA Mortgage GUARANTEED RATE INC
Oct 20, 2022	Warranty Deed, Transfer HEARTLAND TITLE COMPANY, WHEATLAND TITLE COMPANY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 19, 2023 · Amount on Record
Deed Sale	May 19, 2023 · Amount on Record
Prior Sale	Oct 20, 2022 · Amount on Record
Deed Document Number	202311706
Record Updated	Sep 20, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	May 19, 2023
Property Address	409 BALLARD DR, ALGONQUIN, IL 60102-3969
Document Number	0000011706
Map Reference	DOC 88R174
Instrument Date	May 16, 2023
Instrument	2023R0011706
Transaction Type	Transfer
Record Updated	Jun 5, 2023
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$278.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 BALLARD DR, ALGONQUIN, IL 60102-3969

Mortgage

Document Number	0000011707
Date	May 19, 2023
Instrument	2023R0011707

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.12%

Mortgage

Document Number	0000011708
Date	May 19, 2023
Instrument	2023R0011708

Lender

Name	ILLINOIS HOUSING DEVELOPMENT AUTHORITY
Type	Government Agency
Address	CHICAGO, IL 60601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Jun 1, 2033

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Oct 20, 2022
Property Address	409 BALLARD DR, ALGONQUIN, IL 60102-3969
Document Number	0000035854
Map Reference	DOC 88R174
Instrument Date	Oct 14, 2022
Instrument	2022R0035854
Transaction Type	Transfer
Record Updated	Oct 31, 2022
Title Company	HEARTLAND TITLE COMPANY, WHEATLAND TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$150.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	551 N DEER RUN DR, PALATINE, IL 60067-8673

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Algonquin Village
County	McHenry County
County Subdivision	Algonquin Township
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$1,478.00	$85,715 (+33.95%) Land $13,146 Building $72,569	$257,145 (+33.95%) Land $39,438 Building $217,707
2022	Homeowner's exemption	$63,991 Land $8,282 Building $55,709	$191,973 Land $24,846 Building $167,127

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2017

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGONQUIN serves 30,700 people · EPA ID IL1110050
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2026–2028) action level 15 ppb
Copper	1.6 mg/L (2022–2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 480 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile USA Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

Nearby Properties on Ballard Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures