403 Ballard Dr, Algonquin, IL 60102 Property Records

McHenry County property record for 403 Ballard Dr, Algonquin, IL 60102

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,628 sqft · built 1990
Lot Size	0.101 acres (4,425 sqft)
Owner	Individual Name on Record
Last Sale	$162,500 (Jan 2018)
Deeds & Mortgages	Dec 2021 Mortgage Apr 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19-35-157-029`

Property Details

APN / Parcel Number

Primary APN	`19-35-157-029`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,628 sqft
Gross Area	2,368 sqft
1st Floor Area	740 sqft
2nd Floor Area	888 sqft

Exterior

Year Built	Built 1990
Exterior Material	Frame Siding
Lot Area	4,425 sqft (0.101 acres)

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	403 BALLARD DR
City	ALGONQUIN
State	IL
Zip	60102-3969
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2021R0018528 LT 40 COMPLEX 121 RESUB
Legal Range	08E
Legal Township	43N
Legal Section	35
Legal Subdivision	SPRING CREEK FARMS 01
Legal Block	157
Legal Lot Number	40
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	1
Census Block	1020
Census Tract	871404

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	403 BALLARD DR, ALGONQUIN, IL 60102-3969
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Apr 6, 2021	Quit Claim Deed, Transfer Quitclaim
Feb 8, 2018	Quit Claim Deed, Transfer Quitclaim
Jan 16, 2018	Warranty Deed, Transfer · Conventional Mortgage PLATINUM HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 16, 2018 · Amount on Record
Deed Sale	Jan 16, 2018 · Amount on Record
Prior Sale	Feb 8, 2018
Deed Document Number	0000001667
Last Transfer Date	Apr 6, 2021
Transfer Doc	0000018528
Record Updated	Jun 7, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	403 BALLARD DR, ALGONQUIN, IL 60102-3969
Transaction Type	Mortgage
Record Updated	Dec 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000066701
Date	Dec 15, 2021
Instrument	2021R0066701

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Interest

Rate Type	Fixed Rate
Rate	2.62%

April 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCHENRY IL
Recording Date	Apr 6, 2021
Property Address	403 BALLARD DR, ALGONQUIN, IL 60102-3969
Document Number	0000018528
Map Reference	DOC 88R000174
Instrument Date	Apr 5, 2021
Instrument	2021R0018528
Transaction Type	Transfer
Record Updated	May 27, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	403 BLLAID DRIVE, 403, ALGOAUN, IL

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 BALLARD DR, ALGONQUIN, IL 60102-3969

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCHENRY IL
Recording Date	Feb 8, 2018
Property Address	403 BALLARD DR, ALGONQUIN, IL 60102-3969
Document Number	0000004263
Instrument Date	Jan 8, 2018
Instrument	4263
Transaction Type	Transfer
Record Updated	Feb 26, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 BALLARD DR ALGONQUIN IL 601023969, ALGONQUIN, IL 60102-3969

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Jan 16, 2018
Property Address	403 BALLARD DR, ALGONQUIN, IL 60102-3969
Document Number	0000001667
Map Reference	DOC88R000174
Instrument Date	Oct 20, 2017
Instrument	2018R0001667
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	GREATER METROPOLIAN TITLE LL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$243.75
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	403 BALLARD DR, 403, ALGONQUIN, IL 60102-3969

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 BALLARD DR, ALGONQUIN, IL 60102-3969

Mortgage

Document Number	0000001668
Date	Jan 16, 2018
Instrument	2018R0001668

Lender

Name	PLATINUM HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2048

Interest

Rate Type	Fixed Rate
Rate	4.75%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Algonquin Village
County	McHenry County
County Subdivision	Algonquin Township
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$63,001 Land $8,282 Building $54,719	$189,003 Land $24,846 Building $164,157

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2017

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGONQUIN serves 30,700 people · EPA ID IL1110050
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2026–2028) action level 15 ppb
Copper	1.6 mg/L (2022–2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 480 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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