4045 W Cold Spring Ln, Baltimore, MD 21215 Property Records

Baltimore City property record for 4045 W Cold Spring Ln, Baltimore, MD 21215

Property Summary

Property Type	Townhouse
Details	2 ba · 1,310 sqft · built 1930
Lot Size	0.051 acres (2,226 sqft)
Owner	Individual Name on Record
Last Sale	$118,900 (Oct 2007)
Tax Bill	$3,016 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Jan 2024 Mortgage + 1 more
APN	`15-20-2717-063`

Property Details

APN / Parcel Number

Primary APN	`15-20-2717-063`
Alternative APNs	`202717 063` `2717-063`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,310 sqft Living Area
1st Floor Area	655 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Townhouse
Exterior Material	Brick
Construction Type	Brick
Roof Material	Built-Up Asphalt
Lot Area	2,226 sqft (0.051 acres)
Lot Dimensions	106 ft deep x 21 ft wide
Garage Type	Carport
Garage Area	240 sqft
Carport	Carport
Carport Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Radiant

Location & Zoning

Account Number	202717 063
Street Address	4045 W COLD SPRING LN
City	BALTIMORE
State	MD
Zip	21215-4936
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R-6
Legal Description	21X106-7
Legal Block	2717
Legal Lot Number	63
Jurisdiction	BALTIMORE CITY MD
Township / Civil Division	BALTIMORE
Census Block Group	5
Census Block	5011
Census Tract	151000

Owner

Source: Baltimore City records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4045 W COLD SPRING LN, BALTIMORE, MD 21215-4936
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2024	Deed of Trust, Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jan 22, 2024	Deed of Trust, Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Feb 11, 2020	Loan Modification, Mortgage · FHA Mortgage COMMUNITY DEV COMMISSION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 3, 2007 · Amount on Record
Deed Sale	Oct 3, 2007 · Amount on Record
Prior Sale	Aug 11, 2005
Deed Document Number	2007173387
Deed Book / Page	10023 / 374
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE CITY MD
Property Address	4045 W COLD SPRING LN, BALTIMORE, MD 21215-4936
Transaction Type	Mortgage
Record Updated	Feb 2, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0265790046
Date	Jan 25, 2024
Book Page	26579/46

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	LANHAM, MD 20706

Agreement

Amount	Amount Recorded

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE CITY MD
Property Address	4045 W COLD SPRING LN, BALTIMORE, MD 21215-4936
Transaction Type	Mortgage
Record Updated	Jan 30, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0265680442
Date	Jan 22, 2024
Book Page	26568/442

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	LANHAM, MD 20706

Agreement

Amount	Amount Recorded

February 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BALTIMORE CITY MD
Property Address	4045 W COLD SPRING LN, BALTIMORE, MD 21215-4936
Document Number	0220600494
Instrument Date	Feb 11, 2020
Transaction Type	Mortgage
Record Updated	Aug 4, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4045 W COLD SPRING LN BALTIMORE MD 212154936, BALTIMORE, MD 21215-4936

Mortgage

Document Number	0220600494
Date	Jun 8, 2020
Book Page	022060/000494

Lender

Name	COMMUNITY DEV COMMISSION
Type	Construction/Development Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 7, 2050

Interest

Rate	6%

Tax Assessment & Valuation

Source: Baltimore City assessment roll, as of July 14, 2025

Property Jurisdictions

Type	Name
State	Maryland
Municipality	Baltimore City
Unified School District	Baltimore City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,016.00 (+13.26%)	$128,400 (+13.76%) Land $25,000 Building $103,400	$128,400 (-) Land $25,000 Building $103,400
2023	$2,663.00	$112,867	$128,400 Land $25,000 Building $103,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	2 (1979–1984)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 1984 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 791 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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