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40489 Rock Mountain Dr, Fallbrook, CA 92028 Property Records

San Diego County property record for 40489 Rock Mountain Dr, Fallbrook, CA 92028 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,687 sqft · built 1982
Lot Size1.63 acres (71,438 sqft)
Owner2 Individual Names on File
Last Sale$577,000 (Dec 2019)
Tax Bill$6,741 (2025)
Deeds & MortgagesAug 2019 Line of Credit
Dec 2019 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN102-470-46-00

Property Details

APN / Parcel Number

Primary APN102-470-46-00
Alternative APN
  • 1024702000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area2,687 sqft Living Area

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1982
Lot Area71,438 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Old Parcel Number1024702000
Street Address40489 ROCK MOUNTAIN DR
CityFALLBROOK
StateCA
Zip92028-9729
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSEC 6-9-3W NEQ PAR A PER DOC18-437576 IN SWQ OF
Legal Block1
JurisdictionSAN DIEGO CA
Township / Civil DivisionFALLBROOK
Census Block Group1
Census Block1060
Census Tract19001

Owner

Source: San Diego County records · APN 102-470-46-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address40489 ROCK MOUNTAIN DR, FALLBROOK, CA 92028-9729
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Aug 09, 2019Deed of Trust, Mortgage · Line of Credit
KEILLOR FAMILY TRUST (PT)
Dec 18, 2019Grant Deed, Transfer · Conventional Mortgage
ARROWHEAD CAP
Oct 15, 2018Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 18, 2019 · Amount on Record
Deed SaleDec 18, 2019 · Amount on Record
Deed Document Number2019593186
Record UpdatedSep 20, 2026

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address40489 ROCK MOUNTAIN DR, FALLBROOK, CA 92028-9729
Document Number0000343507
Instrument DateAug 09, 2019
Transaction TypeMortgage
Record UpdatedSep 26, 2019
Title CompanySTEWART TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address40489 ROCK MOUNTAIN DR FALLBROOK CA 920289729, FALLBROOK, CA 92028-9729

Mortgage

Document Number0000343507
DateAug 14, 2019
Instrument343507
Lender
NameKEILLOR FAMILY TRUST (PT)
Address2429 W COAST HWY # 210, NEWPORT BEACH, CA 92663-4745
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

December 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateDec 18, 2019
Property Address40489 ROCK MOUNTAIN DR, FALLBROOK, CA 92028-9729
Document Number0000593186
Instrument DateJul 18, 2019
Instrument593186
Transaction TypeTransfer
Record UpdatedDec 31, 2019
Title CompanyLAWYERS TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$634.70
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address40489 ROCK MOUNTAIN DR FALLBROOK CA 920289729, FALLBROOK, CA 92028-9729

Mortgage

Document Number593187
DateDec 18, 2019
Instrument593187
Lender
NameARROWHEAD CAP
TypeFunding / Finance Company
AddressREDLANDS, CA 92374
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 17, 2049

October 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateOct 15, 2018
Property Address40489 ROCK MOUNTAIN DR, FALLBROOK, CA 92028-9729
Document Number0000426196
Instrument DateOct 12, 2018
Instrument426196
Transaction TypeTransfer
Record UpdatedSep 26, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address40485 ROCK MOUNTAIN DR FALLBROOK CA 92028, FALLBROOK, CA 92028

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Elementary School DistrictFallbrook Union Elementary School District (KG - 08)
Secondary School DistrictFallbrook Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$643,649 (+2%) Land $334,654 Building $308,995
2025$6,741.00 (+5.44%) Homeowner's exemption$631,030 (+4.04%) Land $328,093 Building $302,937
2023$6,393.00 (-0.02%) Homeowner's exemption$606,528 Land $315,353 Building $291,175
2022$6,394.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730190011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskVery High
above 95% of the US · above 81% of California
Wildfire LikelihoodAbout 1 in 57 per year
ExposureDirect
burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 52 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
San Diego BroadbandFixed Wireless (unlicensed)500 / 100
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Verizon, Southern California Telephone Company. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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