40467 Rock Mountain Dr, Fallbrook, CA 92028 Property Records

San Diego County property record for 40467 Rock Mountain Dr, Fallbrook, CA 92028

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,475 sqft · built 1990
Lot Size	1.28 acres (56,192 sqft)
Owner	2 Individual Names on File
Last Sale	$703,500 (Oct 2017)
Tax Bill	$8,553 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`102-470-26-00`

Property Details

APN / Parcel Number

Primary APN	`102-470-26-00`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	3,475 sqft Living Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Lot Area	56,192 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	4 Parking Spaces

Location & Zoning

Street Address	40467 ROCK MOUNTAIN DR
City	FALLBROOK
State	CA
Zip	92028-9729
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	SEC 6-9-3W NEQ DOC73-68472 IN SWQ OF
Legal Range	03W
Legal Township	09
Legal Section	06
Legal Block	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	FALLBROOK
Census Block Group	1
Census Block	1060
Census Tract	19001

Owner

Source: San Diego County assessment roll, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	40467 ROCK MOUNTAIN DR, FALLBROOK, CA 92028-9729
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC
Feb 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC
Oct 26, 2017	Grant Deed, Transfer · Conventional Mortgage ISERVE RESID'L LNDG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 26, 2017 · Amount on Record
Deed Sale	Oct 26, 2017 · Amount on Record
Prior Sale	Feb 24, 1992 · Amount on Record
Deed Document Number	2017500132
Prior Transfer Date	Oct 5, 1994
Prior Transfer Doc	0000609268
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	40467 ROCK MOUNTAIN DR, FALLBROOK, CA 92028-9729
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40467 ROCK MOUNTAIN DR, FALLBROOK, CA 92028-9729

Mortgage

Document Number	0000544923
Date	Sep 16, 2020
Instrument	2020-0544923

Lender

Name	WYNDHAM CAPITAL MORTGAGE INC
Type	Mortgage Company
Address	CHARLOTTE, NC 28211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	40467 ROCK MOUNTAIN DR, FALLBROOK, CA 92028-9729
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000081229
Date	Feb 18, 2020
Instrument	2020-0081229

Lender

Name	WYNDHAM CAPITAL MORTGAGE INC
Type	Mortgage Company
Address	CHARLOTTE, NC 28211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 26, 2017
Property Address	40467 ROCK MOUNTAIN DR, FALLBROOK, CA 92028-9729
Document Number	0000500132
Instrument Date	Oct 10, 2017
Instrument	500132
Transaction Type	Transfer
Record Updated	Nov 1, 2017
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$773.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	40467 ROCK MOUNTAIN DR FALLBROOK CA 920289729, FALLBROOK, CA 92028-9729

Mortgage

Document Number	500133
Date	Oct 26, 2017
Instrument	500133

Lender

Name	ISERVE RESID'L LNDG
Address	SAN DIEGO, CA 92128

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 25, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Fallbrook Union Elementary School District (KG - 08)
Secondary School District	Fallbrook Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$816,463 (+2%) Land $394,013 Building $422,450
2025	$8,553.00 (+5.58%) Homeowner's exemption	$800,455 (+4.04%) Land $386,288 Building $414,167
2023	$8,101.00 (-0.04%) Homeowner's exemption	$769,375 Land $371,289 Building $398,086
2022	$8,104.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 87% of the US · above 69% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FALLBROOK PUD serves 35,237 people · EPA ID CA3710008
Water Source	Purchased surface water from several systems
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
San Diego Broadband Fixed Wireless	500 / 100
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Southern California Telephone Company, Verizon.

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