San Diego County property record for 40491 Rock Mountain Dr, Fallbrook, CA 92028
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 4.81 acres (209,524 sqft) |
| Owner | Company Name on File |
| Last Sale | $205,000 (Dec 2019) |
| Tax Bill | $5,822 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Mar 2026 Second Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 102-470-45-00 |
| Primary APN | 102-470-45-00 |
|---|---|
| Alternative APN |
|
| Lot Area | 209,524 sqft |
|---|
| Old Parcel Number | 1024701900 |
|---|---|
| Street Address | 40491 ROCK MOUNTAIN DR |
| City | FALLBROOK |
| State | CA |
| Zip | 92028-9729 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Local Zoning Code | A70 |
| Legal Description | SEC 6-9-3W NEQ PAR B PER DOC18-437576 IN SWQ OF |
| Legal Block | 1 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | FALLBROOK |
| Census Block Group | 1 |
| Census Block | 1060 |
| Census Tract | 19001 |
Source: San Diego County records · APN 102-470-45-00
Assessment roll updated July 28, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 40491 ROCK MOUNTAIN DR, FALLBROOK, CA 92028-9729 |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
| Date | Document |
|---|---|
| Jul 13, 2026 | Deed of Trust, Mortgage · Conventional Mortgage HOMETOWN EQUITY MORTGAGE |
| Mar 12, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage VAL-CHRIS INVESTMENTS INC |
| Nov 16, 2022 | Intrafamily Transfer, Transfer |
| Dec 11, 2019 | Grant Deed, Transfer LAWYERS TITLE |
| Dec 17, 2019 | Correction Deed LAWYERS TITLE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 11, 2019 · Amount on Record |
| Deed Sale | Dec 11, 2019 · Amount on Record |
| Deed Document Number | 2019576123 |
| Last Transfer Date | Sep 27, 2022 |
| Transfer Doc | 0000439271 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jul 13, 2026 |
| Property Address | 40491 ROCK MOUNTAIN DR, FALLBROOK, CA 92028-9729 |
| Document Number | 0000199268 |
| Instrument Date | Jul 03, 2026 |
| Instrument | 2026199268 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2026 |
| Title Company | PACIFIC COAST TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Life Tenant, 269 |
| Address | 40491 ROCK MOUNTAIN DR, FALLBROOK, CA 92028-9729 |
| Document Number | 0000199268, |
|---|---|
| Date | Jul 13, 2026 |
| Instrument | 2026199268 |
| Name | HOMETOWN EQUITY MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.48% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 40491 ROCK MOUNTAIN DR, FALLBROOK, CA 92028-9729 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2026 |
| Title Company | PACIFIC COAST TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 40491 ROCK MOUNTAIN DR, FALLBROOK, CA 92028-9729 |
| Document Number | 0000067499 |
|---|---|
| Date | Mar 12, 2026 |
| Instrument | 2026-0067499 |
| Name | VAL-CHRIS INVESTMENTS INC |
|---|---|
| Type | Non-Lending Institution |
| Address | IRVINE, CA 92614 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Nov 16, 2022 |
| Property Address | 40491 ROCK MOUNTAIN DR, FALLBROOK, CA 92028-9729 |
| Document Number | 0000439271 |
| Instrument Date | Sep 27, 2022 |
| Instrument | 2022-0439271 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 40491 ROCK MOUNTAIN DR, FALLBROOK, CA 92028-9729 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Dec 11, 2019 |
| Property Address | 40491 ROCK MOUNTAIN DR, FALLBROOK, CA 92028-9729 |
| Document Number | 0000576123 |
| Instrument Date | Jul 31, 2019 |
| Instrument | 576123 |
| Transaction Type | Transfer |
| Record Updated | Dec 20, 2019 |
| Title Company | LAWYERS TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $225.50 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 310 BURMA RD FALLBROOK CA 920289422, FALLBROOK, CA 92028-9422 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Dec 17, 2019 |
| Property Address | 40491 ROCK MOUNTAIN DR, FALLBROOK, CA 92028-9729 |
| Document Number | 0000587668 |
| Instrument Date | Jul 31, 2019 |
| Instrument | 587668 |
| Record Updated | Dec 30, 2019 |
| Title Company | LAWYERS TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $225.50 |
| Amount Accuracy | Full Value |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 310 BURMA RD FALLBROOK CA 920289422, FALLBROOK, CA 92028-9422 |
Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Elementary School District | Fallbrook Union Elementary School District (KG - 08) |
| Secondary School District | Fallbrook Union High School District (09 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $619,877 (+16.04%) Land $289,877 Building $330,000 | |
| 2025 | $5,822.00 (+139.69%) | $534,194 (+147.9%) Land $284,194 Building $250,000 |
| 2023 | $2,429.00 (-0.04%) | $215,490 Land $215,490 |
| 2022 | $2,430.00 |
Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Very High above 94% of the US · above 80% of California |
|---|---|
| Wildfire Likelihood | 2% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| San Diego Broadband Fixed Wireless | 500 / 100 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Southern California Telephone Company, Verizon.
Based on FCC filings for 52 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | FALLBROOK PUD serves 35,237 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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