40473 Rock Mountain Dr, Fallbrook, CA 92028 Property Records

San Diego County property record for 40473 Rock Mountain Dr, Fallbrook, CA 92028

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,403 sqft · built 1979
Lot Size3.1 acres (135,036 sqft)
Owner2 Individual Names on Record
Last Sale$383,000 (Feb 2010)
Tax Bill$5,301 (2025)
Deeds & MortgagesMay 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN102-470-25-00

Property Details

APN / Parcel Number

Primary APN102-470-25-00

Interior

Bedrooms3 Beds
Full Baths3 Baths
Building Area2,403 sqft Living Area

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Lot Area135,036 sqft
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address40473 ROCK MOUNTAIN DR
CityFALLBROOK
StateCA
Zip92028-9729
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA70
Legal DescriptionSEC 6-9-3W NEQ 3.10 AC PER ROS 12339 IN SWQ OF
Legal Range03W
Legal Township09
Legal Section06
Legal Block1
JurisdictionSAN DIEGO CA
Township / Civil DivisionFALLBROOK
Census Block Group1
Census Block1060
Census Tract19001

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address40473 ROCK MOUNTAIN DR, FALLBROOK, CA 92028-9729
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 3, 2010 · Amount on Record
Deed SaleFeb 3, 2010 · Amount on Record
Prior SaleNov 21, 2008 · Amount on Record
Deed Document Number201055636
Prior Transfer DateApr 27, 1995
Prior Transfer Doc0000185572
Record UpdatedOct 29, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address40473 ROCK MOUNTAIN DR, FALLBROOK, CA 92028-9729
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyWFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000269249
DateMay 28, 2020
Instrument2020-0269249
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeNon-Lending Institution
AddressBRECKSVILLE, OH 44141
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Elementary School DistrictFallbrook Union Elementary School District (KG - 08)
Secondary School DistrictFallbrook Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$504,252 (+2%) Land $254,882 Building $249,370
2025$5,301.00 (+4.95%) Homeowner's exemption$494,366 (+4.04%) Land $249,885 Building $244,481
2023$5,051.00 (-0.02%) Homeowner's exemption$475,172 Land $240,183 Building $234,989
2022$5,052.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskVery High
above 91% of the US · above 73% of California
Wildfire Likelihood2% annual chance
ExposureDirect
burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFALLBROOK PUD
serves 35,237 people · EPA ID CA3710008
Water SourcePurchased surface water from several systems
Lead1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
San Diego Broadband
Fixed Wireless
500 / 100
T-Mobile
Fixed Wireless
100 / 20

May also be available: Southern California Telephone, Verizon.

Nearby Properties on Rock Mountain Dr

Nearby Streets

Search Property Records by Address or Parcel Number