Okaloosa County property record for 4015 Cooper Ln, Holt, FL 32564
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,350 sqft · built 1975 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $820 (2025) |
| Deeds & Mortgages | Mar 2024 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-2N-25-0000-0001-0010 |
| Primary APN | 05-2N-25-0000-0001-0010 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,350 sqft Living Area |
| Gross Area | 3,642 sqft |
| 1st Floor Area | 1,350 sqft |
| Flooring | Carpet |
| Interior Walls | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 43,560 sqft (1 acres) |
| Lot Width | 210 ft Width |
| Garage Type | Attached |
| Garage Area | 1,320 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 84 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4015 COOPER LN |
|---|---|
| City | HOLT |
| State | FL |
| Zip | 32564-9305 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 210 FT SQ IN NE COR OF SEC 864-769 |
| Legal Range | 25W |
| Legal Township | 02N |
| Legal Section | 05 |
| Legal Block | 1 |
| Legal Lot Number | 10 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | BAKER |
| Census Block Group | 1 |
| Census Block | 1054 |
| Census Tract | 20101 |
Source: Okaloosa County records, as of January 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Owner Type | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Nov 20, 2017 |
| Transfer Doc | 0033263926 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 4015 COOPER LN, HOLT, FL 32564-9305 |
| Transaction Type | Mortgage |
| Record Updated | Apr 9, 2024 |
| Name | Verified Name |
|---|---|
| Address | 4015 COOPER LN, HOLT, FL 32564-9305 |
| Document Number | 0003675930 |
|---|---|
| Date | Mar 13, 2024 |
| Instrument | 3675930 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Feb 1, 2039 |
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $820.00 (+7.75%) | $167,689 (+4.81%) Land $15,292 Building $152,397 | |
| 2024 | $159,999 (+0.58%) Land $13,902 Building $146,097 | ||
| 2023 | $761.00 (+3.54%) Homeowner's exemption | $108,012 (-) | $159,082 (+8.4%) Land $12,992 Building $146,090 |
| 2022 | $735.00 Homeowner's exemption | $108,012 | $146,753 Land $12,142 Building $134,611 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 1 (1998) |
| Most Recent Claim | Sep 1998 · Hurricane Georges |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 70% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLT WATER WORKS, INC. serves 2,582 people · EPA ID FL1460352 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fixed Wireless in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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