4045 Waterloo Pl, Melbourne, FL 32940 Property Records

Brevard County property record for 4045 Waterloo Pl, Melbourne, FL 32940 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3.5 Baths
Year Built	Built 2018
Square Footage	4,396 sqft Living Area
Lot Size	19,166 sqft (0.44 acres)
Occupancy	Owner Occupied
Last Sale	$1,200,000 (2025)
Tax Bill	$7,142.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`26-36-26-27-B-20`
Alternative APNs	`26-36-26-27-0000B.0-0020.00` `2627430`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Partial Baths	1 Partial Baths
Building Area	4,396 sqft Living Area
Gross Area	6,278 sqft Gross Area
1st Floor	2,916 sqft 1st Floor
Stories	2 Stories

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2018
Exterior Material	Stucco Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Concrete Roof
Lot Area	19,166 sqft (0.44 acres)
Lot Width	113 ft Width
Garage Type	Attached Garage
Garage Area	841 sqft Garage
Porch Area	1,041 sqft Porch
Outdoor Kitchen Or Brick BBQ	Outdoor Kitchen or Brick BBQ

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating

Location & Zoning

Account Number	2627430
Street Address	4045 WATERLOO PL
City	MELBOURNE
State	FL
Zip	32940-1278
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	BRISBANE ISLE PHASE ONE LOT 20 BLK B
Legal Range	36E
Legal Township	26S
Legal Section	26
Legal Subdivision	BRISBANE ISLE PHASE ONE
Legal Phase	1
Legal Block	B
Legal Lot Number	20
Jurisdiction	BREVARD FL
Minor Civil Division	MELBOURNE
Census Blockgroup	1
Census Block	1001
Census Tract	64128

Owner

Source: Brevard County records · APN 26-36-26-27-B-20

Assessment roll updated August 18, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4045 WATERLOO PL, MELBOURNE, FL 32940-1278
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Husband And Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 12, 2025 · Amount on Record
Deed Sale	May 12, 2025 · Amount on Record
Prior Sale	Oct 27, 2011 · Amount on Record
Deed Doc Number	202594884
Deed Book / Page	10332 / 2906
Record Refreshed	Sep 20, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	4045 WATERLOO PL, MELBOURNE, FL 32940-1278
Transaction Type	Mortgage
Record Updated	Jul 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0081522810
Date	May 01, 2018
Book Page	8152/2810
Instrument	2018097008

Lender

Name	SEACOAST NATIONAL BANK
Type	Bank
Address	STUART, FL 34995

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Apr 17, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Brevard County records · Assessment roll updated August 18, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$911,240 (+67.34%)	$911,240 (-2.79%)
2025	$7,142.00 (+7.85%) Homeowner's exemption	$544,550 (+5.98%)	$937,360 (+1.49%) Land $185,000 Building $752,360
2023	$6,622.00 (+7.2%) Homeowner's exemption	$513,800 (+3%)	$923,610 (-0.47%) Land $165,000 Building $758,610
2022	$6,177.00 Homeowner's exemption	$498,840	$927,960 Land $165,000 Building $762,960

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Brevard County (12009C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone A
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	Not determined for this zone

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.