Brevard County property record for 4035 Waterloo Pl, Melbourne, FL 32940 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,491 sqft · built 2012 |
| Lot Size | 0.37 acres (16,117 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $845,000 (Jun 2026) |
| Tax Bill | $6,800 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit Jun 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone A (high risk) |
| APN | 26-36-26-27-B-19 |
| Primary APN | 26-36-26-27-B-19 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,491 sqft Living Area |
| Gross Area | 3,588 sqft |
| 1st Floor Area | 2,491 sqft |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 16,117 sqft (0.37 acres) |
| Lot Width | 103 ft Width |
| View / Lot | Conservation / Protected Area |
| Garage Type | Attached |
| Garage Area | 665 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 432 sqft |
| Patio Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2627429 |
|---|---|
| Street Address | 4035 WATERLOO PL |
| City | MELBOURNE |
| State | FL |
| Zip | 32940-1278 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BRISBANE ISLE PHASE ONE LOT 19 BLK B |
| Legal Range | 36E |
| Legal Township | 26S |
| Legal Section | 26 |
| Legal Subdivision | BRISBANE ISLE PHASE ONE |
| Legal Phase | 1 |
| Legal Block | B |
| Legal Lot Number | 19 |
| Jurisdiction | BREVARD FL |
| Township / Civil Division | MELBOURNE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 64128 |
Source: Brevard County records · APN 26-36-26-27-B-19
Assessment roll updated August 18, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4035 WATERLOO PL, MELBOURNE, FL 32940-1278 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Dec 23, 2025 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Jun 01, 2026 | Special Warranty Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Jun 01, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 01, 2026 · Amount on Record |
| Deed Sale | Jun 01, 2026 · Amount on Record |
| Prior Sale | Apr 18, 2016 · Amount on Record |
| Deed Document Number | 2026111607 |
| Deed Book / Page | 10639 / 2405 |
| Prior Transfer Date | Mar 22, 2013 |
| Prior Transfer Doc | 0068760003 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 4035 WATERLOO PL, MELBOURNE, FL 32940-1278 |
| Transaction Type | Mortgage |
| Record Updated | Jun 17, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4035 WATERLOO PL, MELBOURNE, FL 32940-1278 |
| Document Number | 0105102915 |
|---|---|
| Date | Dec 23, 2025 |
| Book Page | 10510/2915 |
| Instrument | 2025256555 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 08, 2055 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Jun 01, 2026 |
| Property Address | 4035 WATERLOO PL, MELBOURNE, FL 32940-1278 |
| Document Number | 0000111607 |
| Book / Page | 10639 / 2405 |
| Instrument Date | Jun 01, 2026 |
| Instrument | 2026111607 |
| Transaction Type | Transfer |
| Record Updated | Jun 11, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $597,415.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4035 WATERLOO PL, MELBOURNE, FL 32940-1278 |
| Document Number | 0000111608, |
|---|---|
| Date | Jun 01, 2026 |
| Instrument | 2026111608 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Jun 01, 2026 |
| Property Address | 4035 WATERLOO PL, MELBOURNE, FL 32940-1278 |
| Document Number | 0000111606 |
| Book / Page | 10639 / 2402 |
| Instrument Date | Jan 28, 2026 |
| Instrument | 2026111606 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Investor | Possibly a Property Investor |
Source: Brevard County records · Assessment roll updated August 18, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Brevard County |
| Unified School District | Brevard County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $538,240 (+2.7%) | $740,490 (-2.49%) | |
| 2025 | $6,800.00 (+6.15%) Homeowner's exemption | $524,090 (+5.99%) | $759,410 (+2.67%) |
| 2024 | $6,406.00 (+1.38%) | ||
| 2023 | $6,319.00 (+7.27%) Homeowner's exemption | $494,490 (+3%) | $739,630 (-2.52%) Land $165,000 Building $574,630 |
| 2022 | $5,891.00 Homeowner's exemption | $480,090 | $758,760 Land $165,000 Building $593,760 |
Source: FEMA National Flood Hazard Layer, Brevard County (12009C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120090641281, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone A |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 590 individual NFIP policies nearby |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 590 in force 560 of 590 on primary residences |
| Nearby Flood Claims | 53 (1999–2026) |
| Claims Outside the SFHA | 41 of 53 |
| Most Recent Claim | Aug 2026, other causes |
| Flood Events |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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