Brevard County property record for 4025 Waterloo Pl, Melbourne, FL 32940
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,292 sqft · built 2012 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $482,000 (Aug 2018) |
| Tax Bill | $4,944 (2025) |
| Deeds & Mortgages | Feb 2026 Line of Credit Feb 2023 Line of Credit + 2 more |
| Flood Zone | Zone A (high risk) |
| APN | 26-36-26-27-B-18 |
| Primary APN | 26-36-26-27-B-18 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,292 sqft Living Area |
| Gross Area | 3,435 sqft |
| 1st Floor Area | 2,292 sqft |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 17,424 sqft (0.4 acres) |
| Lot Width | 121 ft Width |
| View / Lot | Conservation / Protected Area |
| Garage Type | Attached |
| Garage Area | 605 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 538 sqft |
| Deck Area | 707 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2627428 |
|---|---|
| Street Address | 4025 WATERLOO PL |
| City | MELBOURNE |
| State | FL |
| Zip | 32940-1278 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | BRISBANE ISLE PHASE ONE LOT 18 BLK B |
| Legal Range | 36E |
| Legal Township | 26S |
| Legal Section | 26 |
| Legal Subdivision | BRISBANE ISLE PHASE ONE |
| Legal Phase | 1 |
| Legal Block | B |
| Legal Lot Number | 18 |
| Jurisdiction | BREVARD FL |
| Township / Civil Division | MELBOURNE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 64128 |
Source: Brevard County records · APN 26-36-26-27-B-18
Assessment roll updated August 18, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4025 WATERLOO PL, MELBOURNE, FL 32940-1278 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 06, 2026 | Deed of Trust, Mortgage · Line of Credit COMMUNITY CU OF FLORIDA |
| Feb 13, 2023 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Aug 09, 2019 | Deed of Trust, Mortgage · Conventional with PMI LOANDEPOT.COM LLC |
| Aug 14, 2018 | Warranty Deed, Transfer · Conventional with PMI LOANDEPOT.COM LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 14, 2018 · Amount on Record |
| Deed Sale | Aug 14, 2018 · Amount on Record |
| Prior Sale | Jul 14, 2016 · Amount on Record |
| Deed Document Number | 2018182768 |
| Deed Book / Page | 8237 / 2528 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 4025 WATERLOO PL, MELBOURNE, FL 32940-1278 |
| Transaction Type | Mortgage |
| Record Updated | Feb 19, 2026 |
| Title Company | FEDERAL TITLE, FEDERAL TITLE INS AGCY INC |
| Name | Verified Name |
|---|---|
| Address | 4025 WATERLOO PL, MELBOURNE, FL 32940-1278 |
| Document Number | 0105411292 |
|---|---|
| Date | Feb 06, 2026 |
| Book Page | 10541/1292 |
| Instrument | 2026024895 |
| Name | COMMUNITY CU OF FLORIDA |
|---|---|
| Type | Credit Union |
| Address | ROCKLEDGE, FL 32955 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 4025 WATERLOO PL, MELBOURNE, FL 32940-1278 |
| Transaction Type | Mortgage |
| Record Updated | Mar 02, 2023 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 4025 WATERLOO PL, MELBOURNE, FL 32940-1278 |
| Document Number | 0097161318 |
|---|---|
| Date | Feb 13, 2023 |
| Book Page | 9716/1318 |
| Instrument | 2023028748 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 31, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 4025 WATERLOO PL, MELBOURNE, FL 32940-1278 |
| Document Number | 0085400259 |
| Instrument Date | Aug 09, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4025 WATERLOO PL MELBOURNE FL 329401278, MELBOURNE, FL 32940-1278 |
| Document Number | 0085400259 |
|---|---|
| Date | Sep 17, 2019 |
| Book Page | 008540/000259 |
| Instrument | 203035 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 16, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Aug 14, 2018 |
| Property Address | 4025 WATERLOO PL, MELBOURNE, FL 32940-1278 |
| Document Number | 0082372528 |
| Book / Page | 008237 / 002528 |
| Instrument Date | Aug 03, 2018 |
| Instrument | 182768 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2018 |
| Title Company | BELLA TITLE AND ESCROW INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,374.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4025 WATERLOO PL MELBOURNE FL 329401278, MELBOURNE, FL 32940-1278 |
| Document Number | 82372530 |
|---|---|
| Date | Aug 14, 2018 |
| Book Page | 008237/002530 |
| Instrument | 182769 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 13, 2048 |
Source: Brevard County records · Assessment roll updated August 18, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Brevard County |
| Unified School District | Brevard County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $380,480 (+2.7%) | $676,600 (-2.46%) | |
| 2025 | $4,944.00 (+8.97%) Homeowner's exemption | $370,480 (+6.3%) | $693,660 (+3.11%) Land $185,000 Building $508,660 |
| 2023 | $4,537.00 (+7.26%) Homeowner's exemption | $348,530 (+3%) | $672,750 (-3.51%) Land $165,000 Building $507,750 |
| 2022 | $4,230.00 Homeowner's exemption | $338,380 | $697,200 Land $165,000 Building $532,200 |
Source: FEMA National Flood Hazard Layer as of October 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 590 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 590 in force |
| Nearby Flood Claims | 53 (1999–2026) |
| Claims Outside the SFHA | 41 of 53 |
| Most Recent Claim | Aug 2026 · other causes |
| Claims by Event |
|
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 310 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF COCOA serves 294,039 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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