Brevard County property record for 4034 Waterloo Pl, Melbourne, FL 32940
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,652 sqft · built 2006 |
| Lot Size | 0.38 acres (16,553 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $825,000 (Feb 2026) |
| Tax Bill | $5,543 (2025) |
| Deeds & Mortgages | Feb 2026 Sale Sep 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-36-26-27-B-13 |
| Primary APN | 26-36-26-27-B-13 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,652 sqft Living Area |
| Gross Area | 4,415 sqft |
| 1st Floor Area | 2,652 sqft |
| Bonus Room | Bonus Room |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 16,553 sqft (0.38 acres) |
| Lot Width | 108 ft Width |
| View / Lot | Lake Front |
| Garage Type | Attached |
| Garage Area | 818 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 549 sqft |
| Deck Area | 634 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2627415 |
|---|---|
| Street Address | 4034 WATERLOO PL |
| City | MELBOURNE |
| State | FL |
| Zip | 32940-1278 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | BRISBANE ISLE PHASE ONE LOT 13 BLK B |
| Legal Range | 36E |
| Legal Township | 26S |
| Legal Section | 26 |
| Legal Subdivision | BRISBANE ISLE PHASE ONE |
| Legal Phase | 1 |
| Legal Block | B |
| Legal Lot Number | 13 |
| Jurisdiction | BREVARD FL |
| Township / Civil Division | MELBOURNE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 64128 |
Source: Brevard County records · APN 26-36-26-27-B-13
Assessment roll updated August 18, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 4034 WATERLOO PL, MELBOURNE, FL 32940-1278 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Feb 18, 2026 | Warranty Deed, Transfer SUPREME TITLE CLOSINGS LLC |
| Sep 21, 2022 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Sep 15, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Apr 15, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 18, 2026 · Amount on Record |
| Deed Sale | Feb 18, 2026 · Amount on Record |
| Prior Sale | May 17, 2005 · Amount on Record |
| Deed Document Number | 202632512 |
| Deed Book / Page | 10549 / 760 |
| Prior Transfer Date | Jun 22, 2007 |
| Prior Transfer Doc | 0057910575 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Feb 18, 2026 |
| Property Address | 4034 WATERLOO PL, MELBOURNE, FL 32940-1278 |
| Document Number | 0105490760 |
| Book / Page | 10549 / 760 |
| Map Reference | MB 52 PG 51-56 |
| Instrument Date | Feb 17, 2026 |
| Instrument | 2026032512 |
| Transaction Type | Transfer |
| Record Updated | Mar 03, 2026 |
| Title Company | SUPREME TITLE CLOSINGS LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $5,775.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7890 CACHE CREEK LN, MELBOURNE, FL 32940-8754 |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 4034 WATERLOO PL, MELBOURNE, FL 32940-1278 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 4034 WATERLOO PL, MELBOURNE, FL 32940-1278 |
| Transaction Type | Mortgage |
| Record Updated | Oct 05, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4034 WATERLOO PL, MELBOURNE, FL 32940-1278 |
| Document Number | 0096171312 |
|---|---|
| Date | Sep 21, 2022 |
| Book Page | 9617/1312 |
| Instrument | 2022230617 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | SHALLOTTE, NC 28470 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Sep 01, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 4034 WATERLOO PL, MELBOURNE, FL 32940-1278 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2022 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0088560679 |
|---|---|
| Date | Sep 15, 2020 |
| Book Page | 8856/679 |
| Instrument | 2020200848 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Jul 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 4034 WATERLOO PL, MELBOURNE, FL 32940-1278 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2022 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|---|
| Address | 4034 WATERLOO PL, MELBOURNE, FL 32940-1278 |
| Document Number | 0090880001 |
|---|---|
| Date | Apr 15, 2021 |
| Book Page | 9088/1 |
| Instrument | 2021096140 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
Source: Brevard County records · Assessment roll updated August 18, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Brevard County |
| Unified School District | Brevard County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $764,040 (+83.11%) | $764,040 (-2.5%) | |
| 2025 | $5,543.00 (+7.13%) Homeowner's exemption Senior Citizen's exemption Veteran's exemption | $417,250 (+5.98%) | $783,600 (+5.74%) |
| 2024 | $5,174.00 (+1.55%) | ||
| 2023 | $5,095.00 (+7.24%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $393,690 (+3%) | $741,090 (-2.44%) Land $165,000 Building $576,090 |
| 2022 | $4,751.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $382,230 | $759,630 Land $165,000 Building $594,630 |
Source: FEMA National Flood Hazard Layer as of October 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 590 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 590 in force |
| Nearby Flood Claims | 53 (1999–2026) |
| Claims Outside the SFHA | 41 of 53 |
| Most Recent Claim | Aug 2026 · other causes |
| Claims by Event |
|
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 310 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF COCOA serves 294,039 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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