40445 Camino Montecito, Indio, CA 92203 Property Records

Riverside County property record for 40445 Camino Montecito, Indio, CA 92203

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,823 sqft · built 2004
Lot Size	0.179 acres (7,840 sqft)
Owner	Company Name on Record
Last Sale	$371,000 (Feb 2021)
Tax Bill	$5,871 (2025)
Deeds & Mortgages	Feb 2021 Sale Apr 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`691-240-002`

Property Details

APN / Parcel Number

Primary APN	`691-240-002`
Alternative APN	`679510002`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,823 sqft Living Area
Gross Area	2,369 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Construction Type	Wood
Roof Material	Tile
Lot Area	7,840 sqft (0.179 acres)
View / Lot	Golf Course
Garage Type	Attached
Garage Area	546 sqft
Parking Spaces	2 Parking Spaces
Putting Green	Putting Green

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	691240002
Old Parcel Number	679510002
Street Address	40445 CAMINO MONTECITO
City	INDIO
State	CA
Zip	92203-7407
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.18 ACRES M/L IN LOT 9 MB 347/028 TR 31195-1
Legal Tract	31195-1
Legal Lot Number	9
Jurisdiction	RIVERSIDE CA
Township / Civil Division	COACHELLA VALLEY
Census Block Group	2
Census Block	2000
Census Tract	49400

Owner

Source: Riverside County records, as of October 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3425 STONE SCHOOL RD, ANN ARBOR, MI 48108-2305
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2021	Grant Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Apr 19, 2019	Grant Deed, Transfer · Conventional Mortgage MCJAB INC
Mar 15, 2019	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 3, 2021 · Amount on Record
Deed Sale	Feb 3, 2021 · Amount on Record
Prior Sale	Apr 19, 2019 · Amount on Record
Deed Document Number	2021-0073402
Record Updated	Jun 7, 2026

February 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Feb 3, 2021
Property Address	40445 CAMINO MONTECITO, INDIO, CA 92203-7407
Document Number	0000073402
Map Reference	MB 347 PG 28-36
Instrument Date	Jan 7, 2021
Instrument	2021-0073402
Transaction Type	Transfer
Record Updated	Jul 18, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3425 STONE SCHOOL RD, ANN ARBOR, MI 48108-2305

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Apr 19, 2019
Property Address	40445 CAMINO MONTECITO, INDIO, CA 92203-7407
Document Number	0000134141
Instrument Date	Mar 21, 2019
Instrument	134141
Transaction Type	Transfer
Record Updated	Apr 29, 2019
Title Company	FIDELITY NATIONAL TITLE-INLAND EM, FIDELITY NAT'L TITLE-INLAND EM

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$357.50
Amount Accuracy	Full Value
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2202 GUNN RD CARMICHAEL CA 956085021, CARMICHAEL, CA 95608-5021

Mortgage

Document Number	134142
Date	Apr 19, 2019
Instrument	134142

Lender

Name	MCJAB INC
Address	CITRUS HEIGHTS, CA 95610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 18, 2049

March 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	RIVERSIDE CA
Recording Date	Mar 15, 2019
Property Address	40445 CAMINO MONTECITO, INDIO, CA 92203-7407
Document Number	0000088125
Instrument Date	Mar 12, 2019
Instrument	88125
Transaction Type	Transfer
Record Updated	Jul 26, 2019
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	40445 CAMINO MONTECITO INDIO CA 922037407, INDIO, CA 92203-7407

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Indio City
Unified School District	Desert Sands Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,871.00 (+5.29%)	$401,579 (+4.04%) Land $113,654 Building $287,925
2023	$5,576.00 (-5.11%)	$385,988 (+2%) Land $109,242 Building $276,746
2022	$5,876.00	$378,420 Land $107,100 Building $271,320

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2010 · Severe Winter Storms, Flooding, And Debris And Mud Flows

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COACHELLA VWD: COVE COMMUNITY serves 270,000 people · EPA ID CA3310001
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: GeoLinks.

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