40438 Camino Montecito, Indio, CA 92203 Property Records

Riverside County property record for 40438 Camino Montecito, Indio, CA 92203

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,147 sqft · built 2004
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Company Names on Record
Last Sale	$500,000 (Mar 2022)
Tax Bill	$7,237 (2025)
Deeds & Mortgages	Jan 2024 Transfer Mar 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`691-240-013`

Property Details

APN / Parcel Number

Primary APN	`691-240-013`
Alternative APN	`679510013`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,147 sqft Living Area
Gross Area	2,723 sqft
1st Floor Area	2,147 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Construction Type	Wood
Roof Material	Tile
Lot Area	11,326 sqft (0.26 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	40438 CAMINO MONTECITO
City	INDIO
State	CA
Zip	92203-7406
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.26 ACRES M/L IN LOT 193 MB 347/028 TR 31195-1
Legal Subdivision	TRACT NO 31195 1
Legal Tract	31195-1
Legal Lot Number	193
Jurisdiction	RIVERSIDE CA
Township / Civil Division	COACHELLA VALLEY
Census Block Group	2
Census Block	2004
Census Tract	49400

Owner

Source: Riverside County records, as of August 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	40438 CAMINO MONTECITO, INDIO, CA 92203-7406
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2024	Intrafamily Transfer, Transfer
Mar 11, 2022	Grant Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Mar 29, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Dec 27, 2018	Quit Claim Deed, Transfer OTHER
Dec 11, 2018	Affidavit of Death, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 11, 2022 · Amount on Record
Deed Sale	Mar 11, 2022 · Amount on Record
Prior Sale	Apr 20, 2004 · Amount on Record
Deed Document Number	2022120598
Last Transfer Date	Jan 5, 2024
Transfer Doc	0000020560
Record Updated	Oct 29, 2026

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Jan 23, 2024
Property Address	40438 CAMINO MONTECITO, INDIO, CA 92203-7406
Document Number	0000020560
Map Reference	MB 347 PG 28-36
Instrument Date	Jan 5, 2024
Instrument	2024-0020560
Transaction Type	Transfer
Record Updated	Feb 1, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	40438 CAMINO MONTECITO, INDIO, CA 92203-7406

March 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Mar 11, 2022
Property Address	40438 CAMINO MONTECITO, INDIO, CA 92203-7406
Document Number	0000120598
Map Reference	MB 347 PG 28-36
Instrument Date	Feb 15, 2022
Instrument	2022-0120598
Transaction Type	Transfer
Record Updated	Mar 24, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5021 S 233RD PL, KENT, WA 98032-6447

Mortgage

Document Number	0000120599
Date	Mar 11, 2022
Instrument	2022-0120599

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Mar 29, 2021
Property Address	40438 CAMINO MONTECITO, INDIO, CA 92203-7406
Document Number	0000193876
Map Reference	MB 347 PG 28-36
Instrument Date	Mar 1, 2021
Instrument	2021-0193876
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	AMERICAN COAST TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	40438 CAMINO MONTECITO, INDIO, CA 92203-7406

Mortgage

Document Number	0000193878
Date	Mar 29, 2021
Instrument	2021-0193878

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Dec 27, 2018
Property Address	40438 CAMINO MONTECITO, INDIO, CA 92203-7406
Document Number	0000500563
Instrument Date	Dec 26, 2018
Instrument	500563
Transaction Type	Transfer
Record Updated	Jan 10, 2019
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	40438 CAMINO MONTECITO INDIO CA 922037406, INDIO, CA 92203-7406

December 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	RIVERSIDE CA
Recording Date	Dec 11, 2018
Property Address	40438 CAMINO MONTECITO, INDIO, CA 92203-7406
Document Number	0000481261
Instrument Date	Dec 10, 2018
Instrument	481261
Transaction Type	Transfer
Record Updated	Dec 19, 2018

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40438 CAMINO MONTECITO INDIO CA 922037406, INDIO, CA 92203-7406

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Indio City
Unified School District	Desert Sands Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$541,213 (+2%) Land $33,825 Building $507,388
2025	$7,237.00 (+5.14%)	$530,602 (+4.04%) Land $33,162 Building $497,440
2023	$6,883.00 (+35.95%)	$510,000 Land $31,875 Building $478,125
2022	$5,063.00
2021			$436,860

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2010 · Severe Winter Storms, Flooding, And Debris And Mud Flows

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COACHELLA VWD: COVE COMMUNITY serves 270,000 people · EPA ID CA3310001
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: GeoLinks.

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