Riverside County property record for 40431 Camino Montecito, Indio, CA 92203
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 2,147 sqft · built 2004 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | Company Name on File |
| Last Sale | $505,000 (Jun 2004) |
| Tax Bill | $7,964 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage Aug 2020 Transfer |
| Flood Zone | Zone X (moderate risk) |
| APN | 691-240-003 |
| Primary APN | 691-240-003 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,147 sqft Living Area |
| Gross Area | 2,723 sqft |
| 1st Floor Area | 2,147 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Construction Type | Wood |
| Roof Material | Tile |
| Lot Area | 7,841 sqft (0.18 acres) |
| View / Lot | Golf Course |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Putting Green | Putting Green |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 40431 CAMINO MONTECITO |
|---|---|
| City | INDIO |
| State | CA |
| Zip | 92203-7404 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | .18 ACRES M/L IN LOT 10 MB 347/028 TR 31195-1 |
| Legal Subdivision | TRACT NO 31195 1 |
| Legal Tract | 31195-1 |
| Legal Lot Number | 10 |
| Jurisdiction | RIVERSIDE CA |
| Township / Civil Division | COACHELLA VALLEY |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 49400 |
Source: Riverside County records · APN 691-240-003
Assessment roll updated August 6, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 40431 CAMINO MONTECITO, INDIO, CA 92203-7404 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Aug 18, 2020 | Quit Claim Deed, Transfer WATERMARK CAP |
| Aug 18, 2020 | Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 15, 2004 · Amount on Record |
| Deed Sale | Jun 15, 2004 · Amount on Record |
| Prior Sale | Apr 22, 2004 · Amount on Record |
| Deed Document Number | 2004457220 |
| Last Transfer Date | Aug 06, 2020 |
| Transfer Doc | 0000379319 |
| Record Updated | Jun 08, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Recording Date | Aug 18, 2020 |
| Property Address | 40431 CAMINO MONTECITO, INDIO, CA 92203-7404 |
| Document Number | 0000379317 |
| Instrument Date | Aug 06, 2020 |
| Instrument | 379317 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2020 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 40431 GAMING MONTECITO INDIO CA 92203, INDIO, CA 92203 |
| Document Number | 379318 |
|---|---|
| Date | Aug 18, 2020 |
| Instrument | 379318 |
| Name | WATERMARK CAP |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Aug 17, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Recording Date | Aug 18, 2020 |
| Property Address | 40431 CAMINO MONTECITO, INDIO, CA 92203-7404 |
| Document Number | 0000379319 |
| Instrument Date | Aug 06, 2020 |
| Instrument | 379319 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2020 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 40431 CAMINO MONTECITO INDIO CA 922037404, INDIO, CA 92203-7404 |
Source: Riverside County records · Assessment roll updated August 6, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | California |
| County | Riverside County |
| Municipality | Indio City |
| Unified School District | Desert Sands Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,964.00 (-11.53%) Homeowner's exemption | $597,000 (-13.49%) Land $142,162 Building $454,838 | |
| 2023 | $9,002.00 (+4.52%) Homeowner's exemption | $690,099 Land $136,643 Building $553,456 | |
| 2022 | $8,613.00 | ||
| 2021 | $588,510 |
Source: FEMA National Flood Hazard Layer as of October 14, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2010) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 2010 · Severe Winter Storms, Flooding, And Debris And Mud Flows |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: California Internet.
Based on FCC filings for 208 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | COACHELLA VWD: COVE COMMUNITY serves 270,000 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2022 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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