404 Winterside Dr, Apollo Beach, FL 33572 Property Records

Hillsborough County property record for 404 Winterside Dr, Apollo Beach, FL 33572

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,198 sqft · built 2013
Lot Size	0.164 acres (7,125 sqft)
Owner	2 Individual Names on Record
Last Sale	$460,000 (Aug 2021)
Tax Bill	$10,015 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Aug 2020 Sale + 1 more
Flood Zone	Zone X (moderate risk)
APN	`054220-1044`

Property Details

APN / Parcel Number

Primary APN	`054220-1044`
Alternative APN	`U32311997F000072000060`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,198 sqft Living Area
Gross Area	3,339 sqft
1st Floor Area	2,198 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2019
Architectural Style	Contemporary
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,125 sqft (0.164 acres)
Lot Dimensions	125 ft deep x 57 ft wide
Garage Type	Attached
Garage Area	770 sqft
Parking Spaces	3 Parking Spaces
Porch	Screened Porch
Porch Area	356 sqft
Patio Area	90 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0542201044
Street Address	404 WINTERSIDE DR
City	APOLLO BEACH
State	FL
Zip	33572-3398
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	MIRABAY PARCELS 21 AND 23 LOT 6 BLOCK 72
Legal Range	19E
Legal Township	31S
Legal Section	32
Legal Subdivision	MIRABAY PARCELS 21 AND 23
Legal Tract	97F
Legal Block	72
Legal Lot Number	6
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	RUSKIN
Census Block Group	2
Census Block	2010
Census Tract	14121

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	404 WINTERSIDE DR, APOLLO BEACH, FL 33572-3398
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2021	Warranty Deed, Transfer · Conventional Mortgage GERSHMAN INVESTMENT CORP
Aug 24, 2020	Warranty Deed, Transfer HILLSBOROUGH TITLE INC
May 10, 2018	Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 2, 2021 · Amount on Record
Deed Sale	Aug 2, 2021 · Amount on Record
Prior Sale	Aug 24, 2020 · Amount on Record
Deed Document Number	2021385462
Record Updated	Oct 29, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Aug 2, 2021
Property Address	404 WINTERSIDE DR, APOLLO BEACH, FL 33572-3398
Document Number	2021385462
Map Reference	MB 110 PG 261-276
Instrument Date	Jul 15, 2021
Instrument	2021385462
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	FLAGSHIP TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,220.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2488 SHIPS WATCH CT, 2488, VIRGINIA BEACH, VA 23451-1270

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 WINTERSIDE DR, APOLLO BEACH, FL 33572-3398

Mortgage

Document Number	2021385463
Date	Aug 2, 2021
Instrument	2021385463

Lender

Name	GERSHMAN INVESTMENT CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Aug 24, 2020
Property Address	404 WINTERSIDE DR, APOLLO BEACH, FL 33572-3398
Document Number	0000343131
Instrument Date	Aug 10, 2020
Instrument	343131
Transaction Type	Transfer
Record Updated	Sep 21, 2020
Title Company	HILLSBOROUGH TITLE INC

Transaction

Amount	Amount Recorded
Tax	$2,660.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2488 SHIPS WATCH CT VIRGINIA BEACH VA 234511270, VIRGINIA BEACH, VA 23451-1270

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	May 10, 2018
Property Address	404 WINTERSIDE DR, APOLLO BEACH, FL 33572-3398
Document Number	0000187319
Book / Page	25759 / 1780
Map Reference	MB 110 PG 261-276
Instrument Date	May 1, 2018
Instrument	2018187319
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	BROKERS TITLE OF TAMPA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,555.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5912 WOOD STORK WAY, 5912, THE VILLAGES, FL 32163-0276

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 WINTERSIDE DR, APOLLO BEACH, FL 33572-3398

Mortgage

Document Number	0000187320
Date	May 10, 2018
Instrument	2018187320

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$413,955 (+2.7%)	$417,280 (-4.73%) Land $110,081 Building $307,199
2025	$10,015.00 (+10.82%) Homeowner's exemption	$403,072 (+5.99%)	$437,978 (+15.17%) Land $110,081 Building $327,897
2023	$9,037.00 (+0.26%) Homeowner's exemption	$380,303 (-2.68%) Land $80,726 Building $299,577	$380,303 (-2.68%) Land $80,726 Building $299,577
2022	$9,014.00 Homeowner's exemption	$390,760 Land $80,726 Building $310,034	$390,760 Land $80,726 Building $310,034

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 872 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,051 units insured incl. 179 condo units
Nearby Flood Claims	223 (1993–2025)
Claims Outside the SFHA	1 of 223
Most Recent Claim	Nov 2025 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 5 claims Hurricane Helene, Sep 2024 · 207 claims Hurricane Idalia, Aug 2023 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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