322 Winterside Dr, Apollo Beach, FL 33572 Property Records

Hillsborough County property record for 322 Winterside Dr, Apollo Beach, FL 33572

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,931 sqft · built 2014
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$575,000 (May 2022)
Tax Bill	$11,053 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Aug 2017 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`054220-1018`

Property Details

APN / Parcel Number

Primary APN	`054220-1018`
Alternative APN	`U32311997F000070000090`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,931 sqft Living Area
Gross Area	3,653 sqft
1st Floor Area	1,155 sqft
2nd Floor Area	1,776 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2020
Architectural Style	Contemporary
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	125 ft deep x 40 ft wide
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Screened Porch
Porch Area	281 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0542201018
Street Address	322 WINTERSIDE DR
City	APOLLO BEACH
State	FL
Zip	33572-3395
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	MIRABAY PARCELS 21 AND 23 LOT 9 BLOCK 70
Legal Range	19E
Legal Township	31S
Legal Section	32
Legal Subdivision	MIRABAY PARCELS 21 AND 23
Legal Tract	97F
Legal Block	70
Legal Lot Number	9
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	RUSKIN
Census Block Group	2
Census Block	2010
Census Tract	14121

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	322 WINTERSIDE DR, APOLLO BEACH, FL 33572-3395
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
May 4, 2022	Warranty Deed, Transfer · VA Mortgage NAVY FCU
Aug 3, 2017	Deed of Trust, Mortgage · Conventional Mortgage RP FUNDING INC
Jun 4, 2021	Warranty Deed, Transfer · VA Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 4, 2022 · Amount on Record
Deed Sale	May 4, 2022 · Amount on Record
Prior Sale	Jun 4, 2021 · Amount on Record
Deed Document Number	2022229001
Record Updated	Oct 29, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	May 4, 2022
Property Address	322 WINTERSIDE DR, APOLLO BEACH, FL 33572-3395
Document Number	0000229001
Map Reference	MB 110 PG 261-276
Instrument Date	Apr 28, 2022
Instrument	2022229001
Transaction Type	Transfer
Record Updated	May 25, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,025.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3208 7TH STREET CT W, 3208, PALMETTO, FL 34221-5803

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	110 SWISS GAP RD, UPPER MARLBORO, MD 20774-1053
Investor	Possibly a Property Investor

Mortgage

Document Number	0000229002
Date	May 4, 2022
Instrument	2022229002

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2052

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	322 WINTERSIDE DR, APOLLO BEACH, FL 33572-3395
Transaction Type	Mortgage
Record Updated	Sep 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0251391500
Date	Aug 3, 2017
Book Page	25139/1500
Instrument	2017305989

Lender

Name	RP FUNDING INC
Type	Mortgage Company
Address	MAITLAND, FL 32751

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2047

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Jun 4, 2021
Property Address	322 WINTERSIDE DR, APOLLO BEACH, FL 33572-3395
Document Number	2021281917
Map Reference	MB 110 PG 261-276
Instrument Date	May 27, 2021
Instrument	2021281917
Transaction Type	Transfer
Record Updated	Sep 17, 2021
Title Company	COMPASS LAND AND TITLE, COMPASS LAND & TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,045.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	322 WINTERSIDE DR, 322, APOLLO BEACH, FL 33572-3395

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	322 WINTERSIDE DR, APOLLO BEACH, FL 33572-3395

Mortgage

Document Number	2021281918
Date	Jun 4, 2021
Instrument	2021281918

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$422,085 (-4.37%) Land $75,000 Building $347,085	$422,085 (-4.37%) Land $75,000 Building $347,085
2025	$11,053.00 (+7.02%) Homeowner's exemption	$441,394 (+12.37%) Land $75,000 Building $366,394	$441,394 (+12.37%) Land $75,000 Building $366,394
2023	$10,328.00 (+12.92%)	$392,816 (+2.35%) Land $55,000 Building $337,816	$392,816 (+2.35%) Land $55,000 Building $337,816
2022	$9,146.00 Homeowner's exemption Veteran's exemption	$383,791 Land $55,000 Building $328,791	$383,791 Land $55,000 Building $328,791

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 872 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,051 units insured incl. 179 condo units
Nearby Flood Claims	223 (1993–2025)
Claims Outside the SFHA	1 of 223
Most Recent Claim	Nov 2025 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 5 claims Hurricane Helene, Sep 2024 · 207 claims Hurricane Idalia, Aug 2023 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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