409 Winterside Dr, Apollo Beach, FL 33572 Property Records

Hillsborough County property record for 409 Winterside Dr, Apollo Beach, FL 33572

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,095 sqft · built 2011
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Individual Names on Record
Tax Bill	$11,595 (2025)
Deeds & Mortgages	May 2026 Mortgage Sep 2021 Sale + 1 more
Flood Zone	Zone X (moderate risk)
APN	`054220-1262`

Property Details

APN / Parcel Number

Primary APN	`054220-1262`
Alternative APN	`U32311997F000090000030`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,095 sqft Living Area
Gross Area	4,590 sqft
1st Floor Area	1,175 sqft
Upper Floors Area	1,920 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2018
Architectural Style	Contemporary
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	125 ft deep x 40 ft wide
Garage Type	Attached
Garage Area	780 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	715 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0542201262
Street Address	409 WINTERSIDE DR
City	APOLLO BEACH
State	FL
Zip	33572-3397
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	MIRABAY PARCELS 21 AND 23 LOT 3 BLOCK 90
Legal Range	19E
Legal Township	31S
Legal Section	32
Legal Subdivision	MIRABAY PARCELS 21 AND 23
Legal Tract	97F
Legal Block	90
Legal Lot Number	3
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	RUSKIN
Census Block Group	2
Census Block	2010
Census Tract	14121

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	290 VOORHEES AVE, BUFFALO, NY 14216-2131
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 13, 2026	Quit Claim Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CTR
Sep 22, 2021	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Nov 14, 2020	Warranty Deed, Transfer PARAMOUNT TITLE II

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 13, 2026
Deed Sale	May 13, 2026
Prior Sale	Aug 19, 2024 · Amount on Record
Deed Document Number	2026183314
Prior Transfer Date	Apr 23, 2026
Prior Transfer Doc	0000183314
Record Updated	Oct 29, 2026

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	May 13, 2026
Property Address	409 WINTERSIDE DR, APOLLO BEACH, FL 33572-3397
Document Number	0000183314
Instrument Date	Apr 23, 2026
Instrument	2026183314
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	PRIOR TITLE, PRIORITY TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	290 VOORHEES AVE, BUFFALO, NY 14216-2131

Mortgage

Document Number	0000183315,
Date	May 13, 2026
Instrument	2026183315

Lender

Name	MORTGAGE RESEARCH CTR

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.46%
Max Rate	-1%

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Sep 22, 2021
Property Address	409 WINTERSIDE DR, APOLLO BEACH, FL 33572-3397
Document Number	2021478370
Map Reference	MB 110 PG 261
Instrument Date	Sep 20, 2021
Instrument	2021478370
Transaction Type	Transfer
Record Updated	Oct 6, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$3,255.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1824 YANKEE CLIPPER RUN, 1824, THE VILLAGES, FL 32162-3884

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 WINTERSIDE DR, APOLLO BEACH, FL 33572-3397

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Nov 14, 2020
Property Address	409 WINTERSIDE DR, APOLLO BEACH, FL 33572-3397
Document Number	0000474106
Instrument Date	Oct 30, 2020
Instrument	474106
Transaction Type	Transfer
Record Updated	Dec 11, 2020
Title Company	PARAMOUNT TITLE II

Transaction

Amount	Amount Recorded
Tax	$2,450.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 WINTERSIDE DR TAMPA FL 33672, TAMPA, FL 33672

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$450,181 (-4.43%) Land $75,000 Building $375,181	$450,181 (-4.43%) Land $75,000 Building $375,181
2025	$11,595.00 (+14.3%) Homeowner's exemption	$471,052 (+10.98%) Land $75,000 Building $396,052	$471,052 (+10.98%) Land $75,000 Building $396,052
2023	$10,144.00 (+4.06%) Homeowner's exemption	$424,454 (+2.74%) Land $55,000 Building $369,454	$424,454 (+2.74%) Land $55,000 Building $369,454
2022	$9,748.00 Homeowner's exemption	$413,154 Land $55,000 Building $358,154	$413,154 Land $55,000 Building $358,154

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 872 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,051 units insured incl. 179 condo units
Nearby Flood Claims	223 (1993–2025)
Claims Outside the SFHA	1 of 223
Most Recent Claim	Nov 2025 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 5 claims Hurricane Helene, Sep 2024 · 207 claims Hurricane Idalia, Aug 2023 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Nearby Properties on Winterside Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures