324 Winterside Dr, Apollo Beach, FL 33572 Property Records

Hillsborough County property record for 324 Winterside Dr, Apollo Beach, FL 33572

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,244 sqft · built 2019
Lot Size	0.163 acres (7,091 sqft)
Owner	Individual Name on File
Last Sale	$313,990 (Aug 2019)
Tax Bill	$8,927 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Aug 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`054220-1020`

Property Details

APN / Parcel Number

Primary APN	`054220-1020`
Alternative APN	`U32311997F000070000100`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,244 sqft Living Area
Gross Area	3,156 sqft
1st Floor Area	2,244 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2022
Architectural Style	Contemporary
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,091 sqft (0.163 acres)
Lot Dimensions	125 ft deep x 58 ft wide
Garage Type	Attached
Garage Area	462 sqft
Porch	Open Porch
Porch Area	450 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0542201020
Street Address	324 WINTERSIDE DR
City	APOLLO BEACH
State	FL
Zip	33572-3395
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	MIRABAY PARCELS 21 AND 23 LOT 10 BLOCK 70
Legal Range	19E
Legal Township	31S
Legal Section	32
Legal Subdivision	MIRABAY PARCELS 21 AND 23
Legal Tract	97F
Legal Block	70
Legal Lot Number	10
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	RUSKIN
Census Block Group	2
Census Block	2010
Census Tract	14121

Owner

324 Winterside Dr is owned and occupied by an individual who bought it in August 2019.

Source: Hillsborough County records, as of September 30, 2026

Owner of Record	Individual Name on File
Mailing Address	324 WINTERSIDE DR, APOLLO BEACH, FL 33572-3395
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage MR COOPER
Aug 22, 2019	Grant Deed, Transfer · Conventional with PMI PARK SQUARE HM MTG LLC
Aug 9, 2018	Loan Modification, Mortgage ATTORNEY ONLY
Dec 19, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 22, 2019 · Amount on File
Deed Sale	Aug 22, 2019 · Amount on File
Deed Document Number	2019363811
Deed Book / Page	26891 / 1894
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	324 WINTERSIDE DR, APOLLO BEACH, FL 33572-3395
Document Number	0000036691
Instrument Date	Jan 13, 2021
Transaction Type	Mortgage
Record Updated	Feb 10, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	324 WINTERSIDE DR APOLLO BEACH FL 335723395, APOLLO BEACH, FL 33572-3395

Mortgage

Document Number	0000036691
Date	Jan 25, 2021
Instrument	36691

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 24, 2051

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Aug 22, 2019
Property Address	324 WINTERSIDE DR, APOLLO BEACH, FL 33572-3395
Document Number	0268911894
Book / Page	026891 / 001894
Instrument Date	May 9, 2019
Instrument	363811
Transaction Type	Transfer
Record Updated	Sep 10, 2019
Title Company	PSH TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,197.93
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	324 WINTERSIDE DR APOLLO BEACH FL 335723395, APOLLO BEACH, FL 33572-3395

Mortgage

Document Number	268911896
Date	Aug 22, 2019
Book Page	026891/001896
Instrument	363812

Lender

Name	PARK SQUARE HM MTG LLC
Address	ORLANDO, FL 32811

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 21, 2049

August 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HILLSBOROUGH FL
Property Address	324 WINTERSIDE DR, APOLLO BEACH, FL 33572-3395
Document Number	0259851932
Instrument Date	Aug 9, 2018
Transaction Type	Mortgage
Record Updated	Sep 11, 2018
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5200 VINELAND RD #200 ORLANDO FL 328117674, 200, ORLANDO, FL 32811-7674
Investor	Possibly a Property Investor

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Dec 19, 2017
Property Address	324 WINTERSIDE DR, APOLLO BEACH, FL 33572-3395
Document Number	0254430400
Book / Page	025443 / 000400
Instrument Date	Dec 15, 2017
Instrument	489587
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$1,890.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5200 VINELAND RD #200 ORLANDO FL 328117674, 200, ORLANDO, FL 32811-7674
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 324 Winterside Dr was $8,927 with a homeowner's exemption.

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$333,689 (+2.7%)	$414,191 (-3.93%) Land $109,556 Building $304,635
2025	$8,927.00 Homeowner's exemption	$324,916	$431,118 Land $109,556 Building $321,562
2023	$8,093.00 (+4.76%) Homeowner's exemption	$306,562 (+3%)	$390,448 (-2.45%) Land $80,341 Building $310,107
2022	$7,725.00 Homeowner's exemption	$297,633	$400,244 Land $80,341 Building $319,903

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 324 Winterside Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 872 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,051 units insured incl. 179 condo units
Nearby Flood Claims	223 (1993–2025)
Claims Outside the SFHA	1 of 223
Most Recent Claim	Nov 2025 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 5 claims Hurricane Helene, Sep 2024 · 207 claims Hurricane Idalia, Aug 2023 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 324 Winterside Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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