McDuffie County property record for 404 White Oak St, Thomson, GA 30824
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,861 sqft · built 1945 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Individual Name on File |
| Last Sale | $172,000 (Apr 2022) |
| Tax Bill | $1,796 (2025) |
| Deeds & Mortgages | Aug 2009 Line of Credit Apr 2005 Mortgage + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0T230 00000 103 000 |
| Primary APN | 0T230 00000 103 000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,861 sqft Heated Area |
| 1st Floor Area | 1,861 sqft |
| Flooring | Wood |
| Interior Walls | Finished/Painted |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Vinyl |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,890 sqft (0.25 acres) |
| Lot Dimensions | 132 ft deep x 82 ft wide |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 228 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 11043 |
|---|---|
| Street Address | 404 WHITE OAK ST |
| City | THOMSON |
| State | GA |
| Zip | 30824-1658 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1A |
| Legal Description | 404 WHITEOAK ST |
| Legal Subdivision | THOMSON CITY |
| Jurisdiction | MCDUFFIE GA |
| Township / Civil Division | THOMSON |
| Census Block Group | 4 |
| Census Block | 4014 |
| Census Tract | 950200 |
Source: McDuffie County records · APN 0T230 00000 103 000
Assessment roll updated July 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 404 WHITE OAK ST, THOMSON, GA 30824-1658 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 19, 2009 | Deed of Trust, Mortgage · Line of Credit SUNTRUST BANK |
| Apr 28, 2005 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK |
| Jun 07, 2006 | Deed of Trust, Mortgage · Conventional Mortgage SUNTRUST BANK |
| Sep 18, 2015 | Deed of Trust, Mortgage · Conventional Mortgage QUEENSBOROUGH NATIONAL BANK |
| Apr 15, 2022 | Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE |
| Oct 09, 2018 | Warranty Deed, Transfer · FHA Mortgage PLATINUM MORTGAGE |
| Jun 06, 2018 | Warranty Deed, Transfer |
| Jul 22, 2005 | Deed, Transfer · Conventional Mortgage SUNTRUST BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 15, 2022 · Amount on Record |
| Deed Sale | Apr 15, 2022 · Amount on Record |
| Prior Sale | Oct 09, 2018 · Amount on Record |
| Deed Document Number | 0000718114 |
| Deed Book / Page | 718 / 114 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCDUFFIE GA |
| Property Address | 404 WHITE OAK ST, THOMSON, GA 30824-1658 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2026 |
| Title Company | FISERV LENDING SOLUTIONS |
| Name | Verified Name |
|---|
| Document Number | 000530/137 |
|---|---|
| Date | Aug 19, 2009 |
| Book Page | 530/137 |
| Name | SUNTRUST BANK |
|---|---|
| Type | Bank |
| Address | ATLANTA, GA 30339 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jul 24, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCDUFFIE GA |
| Property Address | 404 WHITE OAK ST, THOMSON, GA 30824-1658 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 000408/284 |
|---|---|
| Date | Apr 28, 2005 |
| Book Page | 408/284 |
| Name | FIRST NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | May 01, 2006 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCDUFFIE GA |
| Property Address | 404 WHITE OAK ST, THOMSON, GA 30824-1658 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000441/293 |
|---|---|
| Date | Jun 07, 2006 |
| Book Page | 441/293 |
| Name | SUNTRUST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jun 01, 2011 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCDUFFIE GA |
| Property Address | 404 WHITE OAK ST, THOMSON, GA 30824-1658 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000636/495 |
|---|---|
| Date | Sep 18, 2015 |
| Book Page | 636/495 |
| Name | QUEENSBOROUGH NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Oct 01, 2025 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCDUFFIE GA |
| Recording Date | Apr 15, 2022 |
| Property Address | 404 WHITE OAK ST, THOMSON, GA 30824-1658 |
| Document Number | 000718/114 |
| Book / Page | 718 / 114 |
| Instrument Date | Apr 15, 2022 |
| Instrument | 2022-000303 |
| Transaction Type | Transfer |
| Record Updated | Apr 02, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 404 WHITE OAK ST, THOMSON, GA 30824-1658 |
| Document Number | 0000718117 |
|---|---|
| Date | Apr 15, 2022 |
| Instrument | 718/117 |
| Name | GUILD MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Jan 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCDUFFIE GA |
| Recording Date | Oct 09, 2018 |
| Property Address | 404 WHITE OAK ST, THOMSON, GA 30824-1658 |
| Document Number | 000669/408 |
| Book / Page | 669 / 408 |
| Instrument Date | Oct 09, 2018 |
| Instrument | 2018-000703 |
| Transaction Type | Transfer |
| Record Updated | Jun 24, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 404 WHITE OAK ST, THOMSON, GA 30824-1658 |
| Investor | Possibly a Property Investor |
| Document Number | 0000000669/0000000410 |
|---|---|
| Date | Oct 17, 2018 |
| Book Page | 0000000669/0000000410 |
| Name | PLATINUM MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCDUFFIE GA |
| Recording Date | Jun 06, 2018 |
| Property Address | 404 WHITE OAK ST, THOMSON, GA 30824-1658 |
| Document Number | 000665/766 |
| Book / Page | 665 / 766 |
| Instrument Date | Jun 06, 2018 |
| Instrument | 2018-000407 |
| Transaction Type | Transfer |
| Record Updated | Aug 04, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 220 WHITE OAK ST, THOMSON, GA 30824-2713 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MCDUFFIE GA |
| Recording Date | Jul 22, 2005 |
| Property Address | 404 WHITE OAK ST, THOMSON, GA 30824-1658 |
| Document Number | 000415/209 |
| Book / Page | 415 / 209 |
| Instrument Date | Jul 22, 2005 |
| Instrument | 2005-000691 |
| Transaction Type | Transfer |
| Record Updated | Jun 24, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 404 WHITE OAK ST, THOMSON, GA 30824-1658 |
| Document Number | 000415/210 |
|---|---|
| Date | Jul 25, 2005 |
| Book Page | 415/210 |
| Name | SUNTRUST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 01, 2020 |
Source: McDuffie County records · Assessment roll updated July 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | McDuffie County |
| Municipality | Thomson City |
| Unified School District | McDuffie County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,796.00 (+2.51%) Homeowner's exemption Senior Citizen's exemption | $75,082 (+5.29%) Land $2,100 Building $72,982 | $187,705 (+5.29%) Land $5,250 Building $182,455 |
| 2024 | $1,752.00 (-16.61%) Homeowner's exemption Senior Citizen's exemption | $71,312 (+4.85%) Land $2,000 Building $69,312 | $178,279 (+4.85%) Land $5,000 Building $173,279 |
| 2023 | $2,101.00 (-2.64%) | $68,013 (+6.89%) Land $1,500 Building $66,513 | $170,033 (+6.89%) Land $3,750 Building $166,283 |
| 2022 | $2,158.00 | $63,627 Land $1,200 Building $62,427 | $159,067 Land $3,000 Building $156,067 |
Source: FEMA National Flood Hazard Layer as of September 29, 2010 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Georgia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 213 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | THOMSON-MCDUFFIE CO W&S COMM serves 21,312 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2026 Haloacetic acids resolved · Jul 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 13 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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