McDuffie County property record for 409 White Oak St, Thomson, GA 30824
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,134 sqft · built 1930 |
| Lot Size | 0.339 acres (14,810 sqft) |
| Owner | Individual Name on File |
| Last Sale | $120,000 (Jan 2024) |
| Tax Bill | $1,259 (2025) |
| Deeds & Mortgages | Jan 2024 Sale & Mortgage Jan 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0T230 00000 097 000 |
| Primary APN | 0T230 00000 097 000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,134 sqft Heated Area |
| 1st Floor Area | 1,134 sqft |
| Flooring | Wood |
| Interior Walls | Finished/Painted |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Vinyl |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 14,810 sqft (0.339 acres) |
| Lot Dimensions | 210 ft deep x 70 ft wide |
| Terrain | Rolling |
| Garage Type | Pole Building Garage |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
|---|---|
| Porch Area | 196 sqft |
| Patio Area | 24 sqft |
| Shed | 1 Shed |
| Shed Area | 128 sqft |
| Storage Building | 192 sqft |
| Pole Barn | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 11038 |
|---|---|
| Street Address | 409 WHITE OAK ST |
| City | THOMSON |
| State | GA |
| Zip | 30824-1657 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1A |
| Legal Description | 409 WHITEOAK ST |
| Legal Subdivision | THOMSON CITY |
| Jurisdiction | MCDUFFIE GA |
| Township / Civil Division | THOMSON |
| Census Block Group | 4 |
| Census Block | 4016 |
| Census Tract | 950200 |
Source: McDuffie County records · APN 0T230 00000 097 000
Assessment roll updated July 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 409 WHITE OAK ST, THOMSON, GA 30824-1657 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 09, 2024 | Limited Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE |
| Jan 24, 2022 | Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 09, 2024 · Amount on Record |
| Deed Sale | Jan 09, 2024 · Amount on Record |
| Deed Document Number | 0000741133 |
| Deed Book / Page | 741 / 133 |
| Record Updated | Jun 08, 2026 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | MCDUFFIE GA |
| Recording Date | Jan 09, 2024 |
| Property Address | 409 WHITE OAK ST, THOMSON, GA 30824-1657 |
| Document Number | 000741/133 |
| Book / Page | 741 / 133 |
| Instrument Date | Jan 02, 2024 |
| Transaction Type | Transfer |
| Record Updated | Feb 05, 2024 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 409 WHITE OAK ST, THOMSON, GA 30824-1657 |
| Document Number | 0000741136 |
|---|---|
| Date | Jan 09, 2024 |
| Instrument | 741/136 |
| Name | GUARANTEED RATE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCDUFFIE GA |
| Recording Date | Jan 24, 2022 |
| Property Address | 409 WHITE OAK ST, THOMSON, GA 30824-1657 |
| Document Number | 000714/517 |
| Book / Page | 714 / 517 |
| Instrument Date | Jan 24, 2022 |
| Instrument | 2022-000059 |
| Transaction Type | Transfer |
| Record Updated | Feb 11, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 409 WHITE OAK ST, THOMSON, GA 30824-1657 |
| Document Number | 0000000714/0000000520 |
|---|---|
| Date | Jan 25, 2022 |
| Book Page | 0000000714/0000000520 |
| Name | TRUIST BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2052 |
Source: McDuffie County records · Assessment roll updated July 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | McDuffie County |
| Municipality | Thomson City |
| Unified School District | McDuffie County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,259.00 (-5.48%) Homeowner's exemption | $44,307 (+5.09%) Land $2,856 Building $41,451 | $110,767 (+5.1%) Land $7,140 Building $103,627 |
| 2024 | $1,332.00 (+16.94%) | $42,159 (+21.09%) Land $2,720 Building $39,439 | $105,397 (+21.09%) Land $6,800 Building $98,597 |
| 2023 | $1,139.00 (+46.59%) Homeowner's exemption | $34,816 (+2.5%) Land $2,040 Building $32,776 | $87,039 (+2.5%) Land $5,100 Building $81,939 |
| 2022 | $777.00 Homeowner's exemption | $33,966 Land $1,632 Building $32,334 | $84,916 Land $4,080 Building $80,836 |
Source: FEMA National Flood Hazard Layer as of September 29, 2010 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 64% of the US · lower than 85% of Georgia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 213 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | THOMSON-MCDUFFIE CO W&S COMM serves 21,312 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2026 Haloacetic acids resolved · Jul 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 13 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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