321 White Oak St, Thomson, GA 30824 Property Records

McDuffie County property record for 321 White Oak St, Thomson, GA 30824

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,765 sqft · built 1940
Lot Size0.319 acres (13,939 sqft)
OwnerIndividual Name on File
Last Sale$205,000 (Sep 2020)
Tax Bill$2,202 (2025)
Deeds & MortgagesOct 2020 Mortgage
Sep 2020 Sale
Flood ZoneZone X (minimal risk)
APN0T230 00000 094 000

Property Details

APN / Parcel Number

Primary APN0T230 00000 094 000
Alternative APN
  • 11035

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,765 sqft Heated Area
1st Floor Area1,765 sqft
FlooringWood
Interior WallsFinished/Painted
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1991
Exterior MaterialWood
Foundation TypeRaised
Roof TypeHip
Roof MaterialMetal
Lot Area13,939 sqft (0.319 acres)
Lot Dimensions114 ft deep x 122 ft wide

Exterior Amenities

PorchOpen Porch
Porch Area774 sqft
Deck Area552 sqft
Patio Area552 sqft
Shed1 Shed
Shed Area80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number11035
Street Address321 WHITE OAK ST
CityTHOMSON
StateGA
Zip30824-1655
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1A
Legal Description321 WHITEOAK ST
Legal SubdivisionTHOMSON CITY
JurisdictionMCDUFFIE GA
Township / Civil DivisionTHOMSON
Census Block Group4
Census Block4015
Census Tract950200

Owner

Source: McDuffie County records · APN 0T230 00000 094 000

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address321 WHITE OAK ST, THOMSON, GA 30824-1655
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 02, 2020Deed of Trust, Mortgage · Commercial Mortgage
QUEENSBOROUGH NATIONAL BANK
Sep 21, 2020Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 21, 2020 · Amount on Record
Deed SaleSep 21, 2020 · Amount on Record
Prior SaleSep 21, 2020 · Amount on Record
Deed Document Number000692/577
Deed Book / Page692 / 577
Last Transfer DateJul 17, 2024
Transfer Doc000747/928
Record UpdatedJun 08, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCDUFFIE GA
Property Address321 WHITE OAK ST, THOMSON, GA 30824-1655
Transaction TypeMortgage
Record UpdatedFeb 07, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address321 WHITE OAK ST, THOMSON, GA 30824-1655

Mortgage

Document Number0000000692/0000000581
DateOct 02, 2020
Book Page0000000692/0000000581
Lender
NameQUEENSBOROUGH NATIONAL BANK
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term60 Months
DueJan 01, 2025

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCDUFFIE GA
Recording DateSep 21, 2020
Property Address321 WHITE OAK ST, THOMSON, GA 30824-1655
Document Number000692/577
Book / Page692 / 577
Instrument DateSep 21, 2020
Instrument2020-000661
Transaction TypeTransfer
Record UpdatedApr 05, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 515, THOMSON, GA 30824-0515
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: McDuffie County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyMcDuffie County
MunicipalityThomson City
Unified School DistrictMcDuffie County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,202.00 (-6.1%) Homeowner's exemption$75,669 (+1.31%) Land $2,688 Building $72,981$189,172 (+1.31%) Land $6,720 Building $182,452
2024$2,345.00 (+2.13%)$74,690 (+5.07%) Land $2,560 Building $72,130$186,724 (+5.07%) Land $6,400 Building $180,324
2023$2,296.00 (+8.2%)$71,087 (+13.43%) Land $1,920 Building $69,167$177,717 (+13.43%) Land $4,800 Building $172,917
2022$2,122.00$62,668 Land $1,536 Building $61,132$156,671 Land $3,840 Building $152,831

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 29, 2010 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 66% of the US · lower than 89% of Georgia
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area
2,000 / 250

May also be available: AT&T, T-Mobile USA, Verizon.

Based on FCC filings for 192 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemTHOMSON-MCDUFFIE CO W&S COMM
serves 21,312 people
Water SourceSurface water
Last State InspectionMar 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
not recorded as resolved · Apr 2026
Haloacetic acids
resolved · Jul 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting13
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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