318 White Oak St, Thomson, GA 30824 Property Records

McDuffie County property record for 318 White Oak St, Thomson, GA 30824

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,888 sqft · built 1950
Lot Size	0.62 acres (27,007 sqft)
Owner	Individual Name on Record
Tax Bill	$910 (2025)
Deeds & Mortgages	Jan 2022 Line of Credit Jun 2024 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0T230 00000 106 000`

Property Details

APN / Parcel Number

Primary APN	`0T230 00000 106 000`
Alternative APN	`11047`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,888 sqft Heated Area
1st Floor Area	1,888 sqft
Flooring	Wood
Interior Walls	Finished/Painted
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1985
Exterior Material	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	27,007 sqft (0.62 acres)
Lot Dimensions	206 ft deep x 131 ft wide

Exterior Amenities

Porch	Slab
Porch Area	189 sqft
Deck Area	320 sqft
Patio Area	200 sqft
Shed	1 Shed
Shed Area	70 sqft
Storage Building	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	11047
Street Address	318 WHITE OAK ST
City	THOMSON
State	GA
Zip	30824-1667
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	318 WHITEOAK ST
Legal Subdivision	THOMSON CITY
Jurisdiction	MCDUFFIE GA
Township / Civil Division	THOMSON
Census Block Group	4
Census Block	4014
Census Tract	950200

Owner

Source: McDuffie County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	318 WHITE OAK ST, THOMSON, GA 30824-1667
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2022	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Jun 10, 2024	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Nov 16, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 28, 2004
Deed Sale	Dec 28, 2004
Prior Sale	Dec 14, 2004
Deed Book / Page	398 / 282
Last Transfer Date	Nov 16, 2021
Transfer Doc	711/291
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDUFFIE GA
Property Address	318 WHITE OAK ST, THOMSON, GA 30824-1667
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	318 WHITE OAK ST, THOMSON, GA 30824-1667

Mortgage

Document Number	0000000714/0000000069
Date	Jan 14, 2022
Book Page	0000000714/0000000069

Lender

Name	REGIONS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jan 1, 2042

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDUFFIE GA
Property Address	318 WHITE OAK ST, THOMSON, GA 30824-1667
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	318 WHITE OAK ST, THOMSON, GA 30824-1667

Mortgage

Document Number	0000000746/0000000845
Date	Jun 10, 2024
Book Page	0000000746/0000000845

Lender

Name	REGIONS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2054

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDUFFIE GA
Recording Date	Nov 16, 2021
Property Address	318 WHITE OAK ST, THOMSON, GA 30824-1667
Document Number	711/291
Book / Page	711 / 291
Instrument Date	Nov 16, 2021
Instrument	2021-000933
Transaction Type	Transfer
Record Updated	Dec 10, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	318 WHITE OAK ST, THOMSON, GA 30824-1667

Tax Assessment & Valuation

Source: McDuffie County assessment roll, as of January 9, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	McDuffie County
Municipality	Thomson City
Unified School District	McDuffie County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$50,414 (+1.93%) Land $5,338 Building $45,076	$126,035 (+1.93%) Land $13,346 Building $112,689
2025	$910.00 (+10.98%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$49,458 (+14.38%) Land $5,208 Building $44,250	$123,646 (+14.38%) Land $13,020 Building $110,626
2024	$820.00 (+58.3%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$43,239 (-) Land $3,074 Building $40,165	$108,099 (-) Land $7,686 Building $100,413
2023	$518.00 (-69.06%)	$43,239 (-11.11%) Land $3,074 Building $40,165	$108,099 (-11.11%) Land $7,686 Building $100,413
2022	$1,674.00	$48,645 Land $2,976 Building $45,669	$121,612 Land $7,440 Building $114,172

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 89% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	THOMSON-MCDUFFIE CO W&S COMM serves 21,312 people · EPA ID GA1890001
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 Haloacetic acids resolved · Jul 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250

May also be available: AT&T, T-Mobile, Verizon.

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