404 W Main St, Delphi, IN 46923 Property Records

Carroll County property record for 404 W Main St, Delphi, IN 46923

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,144 sqft · built 1900
Lot Size	0.156 acres (6,795 sqft)
Owner	Individual Name on File
Last Sale	$100,000 (Nov 1998)
Tax Bill	$919 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit Jun 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-06-30-017-076.000-007`

Property Details

APN / Parcel Number

Primary APN	`08-06-30-017-076.000-007`
Alternative APNs	`00216880567` `0171707600`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,144 sqft Living Area
1st Floor Area	2,144 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	6,795 sqft (0.156 acres)
Lot Dimensions	121 ft deep x 56 ft wide
Garage Type	Detached
Garage Area	320 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00216880567
Street Address	404 W MAIN ST
City	DELPHI
State	IN
Zip	46923-1438
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	017-17076-00 GRIMES 1ST ADDITION LOT 1 BLOCK 1
Legal Subdivision	GRIMES 1ST ADD
Legal Block	1
Legal Lot Number	1
Jurisdiction	CARROLL IN
Township / Civil Division	DEER CREEK
Census Block Group	1
Census Block	1064
Census Tract	959600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Delphi Residential Historic District listed 2024 · 215 contributing resources · NRIS 100011037

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

404 W Main St is owned and occupied by an individual who acquired it in June 2022.

Source: Carroll County records, as of June 19, 2026

Owner of Record	Individual Name on File
Mailing Address	404 W MAIN ST, DELPHI, IN 46923-1438
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2023	Deed of Trust, Mortgage · Line of Credit ENCOMPASS FCU
Jun 3, 2022	Intrafamily Transfer, Transfer
Jan 27, 2022	Affidavit of Death of Joint Tenant, Transfer
Dec 17, 2021	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 30, 1998 · Amount on File
Deed Sale	Nov 30, 1998 · Amount on File
Last Transfer Date	Jun 3, 2022
Transfer Doc	2022001824
Record Updated	Sep 20, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL IN
Property Address	404 W MAIN ST, DELPHI, IN 46923-1438
Transaction Type	Mortgage
Record Updated	Jan 2, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023003272
Date	Dec 5, 2023
Instrument	2023003272

Lender

Name	ENCOMPASS FCU
Type	Credit Union
Address	TIPTON, IN 46072

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Dec 4, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CARROLL IN
Recording Date	Jun 3, 2022
Property Address	404 W MAIN ST, DELPHI, IN 46923-1438
Document Number	2022001824
Instrument Date	Jun 3, 2022
Instrument	2022001824
Transaction Type	Transfer
Record Updated	Jun 20, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 W MAIN ST, DELPHI, IN 46923-1438

January 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	CARROLL IN
Recording Date	Jan 27, 2022
Property Address	404 W MAIN ST, DELPHI, IN 46923-1438
Document Number	2022000322
Instrument Date	Jan 22, 2022
Instrument	2022000322
Transaction Type	Transfer
Record Updated	Feb 11, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 W MAIN ST, DELPHI, IN 46923-1438

December 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	CARROLL IN
Recording Date	Dec 17, 2021
Property Address	404 W MAIN ST, DELPHI, IN 46923-1438
Document Number	2021004685
Instrument Date	Dec 17, 2021
Instrument	2021004685
Transaction Type	Transfer
Record Updated	Jan 4, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 404 W Main St was $919 with a homeowner's exemption, up 0.5% from the year before.

Source: Carroll County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Carroll County
County Subdivision	Deer Creek Township
Municipality	Delphi City
Unified School District	Delphi Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$919.00 (+0.55%) Homeowner's exemption	$122,400 Land $14,500 Building $107,900	$122,400 Land $14,500 Building $107,900
2024	$914.00
2023		$94,700 (+11.54%) Land $14,500 Building $80,200	$94,700 (+11.54%) Land $14,500 Building $80,200
2022	$689.00	$84,900 Land $13,200 Building $71,700	$84,900 Land $13,200 Building $71,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 404 W Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 404 W Main St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELPHI WATER WORKS serves 3,200 people · EPA ID IN5208002
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
On-Ramp Indiana Fixed Wireless	200 / 35

May also be available: T-Mobile.

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