403 W Main St, Delphi, IN 46923 Property Records

Carroll County property record for 403 W Main St, Delphi, IN 46923

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,632 sqft · built 1853
Lot Size	0.111 acres (4,835 sqft)
Owner	Individual Name on File
Last Sale	$11,300 (Jul 2026)
Tax Bill	$1,432 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jul 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-06-30-017-065.000-007`

Property Details

APN / Parcel Number

Primary APN	`08-06-30-017-065.000-007`
Alternative APNs	`01298799429` `0171706500`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,632 sqft Living Area
1st Floor Area	2,448 sqft
Basement Area	816 sqft
Finished Basement	816 sqft
Family Room	Family Room

Exterior

Year Built	Built 1853
Effective Year Built	Effective 1980
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	4,835 sqft (0.111 acres)
Lot Dimensions	86 ft deep x 56 ft wide
Garage Type	Detached
Garage Area	352 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	01298799429
Street Address	403 W MAIN ST
City	DELPHI
State	IN
Zip	46923-1439
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	017-17065-00 GRIMES 1ST ADD PT LOT 12 BLK 22
Legal Subdivision	GRIMES 1ST ADD
Legal Block	22
Legal Lot Number	12
Jurisdiction	CARROLL IN
Township / Civil Division	DEER CREEK
Census Block Group	1
Census Block	1057
Census Tract	959600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Delphi Residential Historic District listed 2024 · 215 contributing resources · NRIS 100011037

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

403 W Main St is owned and occupied by an individual who bought it in July 2026.

Source: Carroll County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	403 W MAIN ST, DELPHI, IN 46923-1439
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Warranty Deed, Transfer · Conventional Mortgage COLUMBIA TITLE
Jul 31, 2026	Deed of Trust, Mortgage · Conventional Mortgage STOCKTON MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2026 · Amount on File
Deed Sale	Jul 31, 2026 · Amount on File
Prior Sale	Mar 19, 2014 · Amount on File
Deed Document Number	20262197
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARROLL IN
Recording Date	Jul 31, 2026
Property Address	403 W MAIN ST, DELPHI, IN 46923-1439
Document Number	0000002197
Instrument Date	Jul 17, 2026
Instrument	20262197
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	COLUMBIA TITLE

Transaction

Tax	$0.00
Additional	Lis Pendens Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 W MAIN ST, DELPHI, IN 46923-1439

Mortgage

Document Number	0000002199,
Date	Jul 31, 2026
Instrument	20262199

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Max Rate	-1%

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL IN
Recording Date	Jul 31, 2026
Property Address	403 W MAIN ST, DELPHI, IN 46923-1439
Document Number	0000002198
Instrument Date	Jul 17, 2026
Instrument	20262198
Transaction Type	Mortgage
Record Updated	Aug 18, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2208 N 925 W, DELPHI, IN 46923-8598

Mortgage

Document Number	0000002198,
Date	Jul 31, 2026
Instrument	20262198

Lender

Name	STOCKTON MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.47%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 403 W Main St was $1,432 with a homeowner's exemption, up 0.3% from the year before.

Source: Carroll County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Carroll County
County Subdivision	Deer Creek Township
Municipality	Delphi City
Unified School District	Delphi Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,432.00 (+0.28%) Homeowner's exemption	$163,900 Land $12,300 Building $151,600	$163,900 Land $12,300 Building $151,600
2024	$1,428.00
2023		$124,700 (+10.94%) Land $12,300 Building $112,400	$124,700 (+10.94%) Land $12,300 Building $112,400
2022	$1,085.00	$112,400 Land $11,200 Building $101,200	$112,400 Land $11,200 Building $101,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 403 W Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 403 W Main St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELPHI WATER WORKS serves 3,200 people · EPA ID IN5208002
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
On-Ramp Indiana Fixed Wireless	200 / 35

May also be available: T-Mobile.

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