409 W Main St, Delphi, IN 46923 Property Records

Carroll County property record for 409 W Main St, Delphi, IN 46923

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,152 sqft · built 1950
Lot Size	0.156 acres (6,795 sqft)
Owner	Individual Name on Record
Last Sale	$72,500 (Oct 1997)
Tax Bill	$970 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Mar 2017 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`08-06-30-017-059.000-007`

Property Details

APN / Parcel Number

Primary APN	`08-06-30-017-059.000-007`
Alternative APNs	`01307769168` `0171705900`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,152 sqft Living Area
1st Floor Area	2,304 sqft
Basement Area	1,152 sqft
Finished Basement	1,152 sqft
Family Room	Family Room

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Construction Type	Wood
Roof Material	Asphalt
Lot Area	6,795 sqft (0.156 acres)
Lot Dimensions	121 ft deep x 56 ft wide
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	01307769168
Street Address	409 W MAIN ST
City	DELPHI
State	IN
Zip	46923-1439
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	017-17059-00 GRIMES 1ST ADD PT LOT 10 BLOCK 22
Legal Subdivision	GRIMES 1ST ADD
Legal Block	22
Legal Lot Number	10
Jurisdiction	CARROLL IN
Township / Civil Division	DEER CREEK
Census Block Group	1
Census Block	1057
Census Tract	959600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Delphi Residential Historic District listed 2024 · 215 contributing resources · NRIS 100011037

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Carroll County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	409 W MAIN ST, DELPHI, IN 46923-1439
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2021	Deed of Trust, Mortgage INDUSTRIAL FCU
Mar 6, 2017	Deed of Trust, Mortgage · Conventional Mortgage INDUSTRIAL FCU
Mar 6, 2017	Deed of Trust, Mortgage · Conventional Mortgage INDUSTRIAL FCU
Mar 23, 2017	Intrafamily Transfer, Transfer
Mar 23, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 2, 1997 · Amount on Record
Deed Sale	Oct 2, 1997 · Amount on Record
Last Transfer Date	Mar 20, 2017
Transfer Doc	2017000967
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL IN
Property Address	409 W MAIN ST, DELPHI, IN 46923-1439
Transaction Type	Mortgage
Record Updated	Mar 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 W MAIN ST, DELPHI, IN 46923-1439

Mortgage

Document Number	2021000848
Date	Mar 5, 2021
Instrument	2021000848

Lender

Name	INDUSTRIAL FCU
Type	Credit Union
Address	LAFAYETTE, IN 47905

Agreement

Amount	Amount Recorded
Term	59 Months
Due	Feb 25, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL IN
Property Address	409 W MAIN ST, DELPHI, IN 46923-1439
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017000762
Date	Mar 6, 2017
Instrument	2017000762

Lender

Name	INDUSTRIAL FCU
Type	Credit Union
Address	LAFAYETTE, IN 47905

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2032

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL IN
Property Address	409 W MAIN ST, DELPHI, IN 46923-1439
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017000762
Date	Mar 6, 2017
Instrument	2017000762

Lender

Name	INDUSTRIAL FCU
Type	Credit Union
Address	LAFAYETTE, IN 47905

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2032

March 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CARROLL IN
Recording Date	Mar 23, 2017
Property Address	409 W MAIN ST, DELPHI, IN 46923-1439
Document Number	2017000967
Instrument Date	Mar 20, 2017
Instrument	2017000967
Transaction Type	Transfer
Record Updated	Feb 6, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 W MAIN ST, DELPHI, IN 46923-1439

March 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CARROLL IN
Recording Date	Mar 23, 2017
Property Address	409 W MAIN ST, DELPHI, IN 46923-1439
Document Number	2017000967
Instrument Date	Mar 20, 2017
Instrument	2017000967
Transaction Type	Transfer
Record Updated	Dec 6, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 W MAIN ST, DELPHI, IN 46923-1439

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Carroll County
County Subdivision	Deer Creek Township
Municipality	Delphi City
Unified School District	Delphi Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$970.00 (+2.43%) Homeowner's exemption	$126,500 (+30.95%) Land $14,500 Building $112,000	$126,500 (+30.95%) Land $14,500 Building $112,000
2024	$947.00 (+47.74%)
2023		$96,600 (+11.55%) Land $14,500 Building $82,100	$96,600 (+11.55%) Land $14,500 Building $82,100
2022	$641.00	$86,600 Land $13,200 Building $73,400	$86,600 Land $13,200 Building $73,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELPHI WATER WORKS serves 3,200 people · EPA ID IN5208002
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
On-Ramp Indiana Fixed Wireless	200 / 35

May also be available: T-Mobile.

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