404 Rustic Oak Ln, McKinney, TX 75072 Property Records

Collin County property record for 404 Rustic Oak Ln, McKinney, TX 75072 · Last verified November 2025

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,780 sqft · built 2016
Owner	2 Individual Names on File
Tax Bill	$6,144 (2024)
Deeds & Mortgages	Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R-10987-00H-0200-1`

Property Details

APN / Parcel Number

Primary APN	`R-10987-00H-0200-1`
Alternative APN	`2736847`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,780 sqft Living Area
Gross Area	2,215 sqft
1st Floor Area	1,780 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Exterior Material	Brick
Construction Type	Wood Frame
Garage Type	Attached
Garage Area	435 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2736847
Street Address	404 RUSTIC OAK LN
City	MCKINNEY
State	TX
Zip	75072-3701
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VALOR POINTE - THE RESERVE AT WESTRIDGE PHASE 16 ( CMC), BLK H, LOT 20
Legal Subdivision	VALOR POINTE - THE RESERVE AT WESTRIDGE
Legal Phase	16
Legal Block	H
Legal Lot Number	20
Jurisdiction	COLLIN TX
Township / Civil Division	MCKINNEY
Census Block Group	1
Census Block	1009
Census Tract	30537

Owner

Source: Collin County records · APN R-10987-00H-0200-1

Assessment roll updated August 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	404 RUSTIC OAK LN, MCKINNEY, TX 75072-3701
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 02, 2017
Deed Sale	May 02, 2017
Deed Document Number	20170502000565200
Record Updated	Jun 08, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	404 RUSTIC OAK LN, MCKINNEY, TX 75072-3701
Document Number	0001138030
Instrument Date	Jul 15, 2020
Transaction Type	Mortgage
Record Updated	Aug 07, 2020
Title Company	REPUBLIC TITLE COMPANY, RTT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	404 RUSTIC OAK LN MCKINNEY TX 750723701, MCKINNEY, TX 75072-3701

Mortgage

Document Number	0001138030
Date	Jul 21, 2020
Instrument	1138030

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jul 20, 2035

Tax Assessment & Valuation

Source: Collin County records · Assessment roll updated August 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	McKinney City
Unified School District	Prosper Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$471,046 (+1.63%) Land $140,000 Building $331,046	$471,046 (+1.63%) Land $140,000 Building $331,046
2024	$6,144.00 (-3.38%)
2023		$463,469 Land $140,000 Building $323,469	$463,469 Land $140,000 Building $323,469
2022	$6,359.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Collin County (48085C), updated October 13, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.